LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,779
−HK$6,132/mo
▼ 0.25% · 3.875%
HK$100,821
−HK$3,090/mo
Today · 4.125%
HK$103,911
baseline
▲ 0.50% · 4.625%
HK$110,234
+HK$6,323/mo
Deposit HK$21.44M · loan HK$21.44M · min. income ≈ HK$207,822/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$1,822,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,778
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$111,696
−HK$2,959/mo
Today · 4.125%
HK$114,655
baseline
▲ 0.50% · 4.625%
HK$120,699
+HK$6,044/mo
Deposit HK$21.44M · loan HK$21.44M · min. income ≈ HK$229,310/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$1,822,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,335
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$120,985
−HK$3,708/mo
Today · 4.125%
HK$124,693
baseline
▲ 0.50% · 4.625%
HK$132,280
+HK$7,587/mo
Deposit HK$17.15M · loan HK$25.73M · min. income ≈ HK$249,386/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,822,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,534
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$134,035
−HK$3,552/mo
Today · 4.125%
HK$137,587
baseline
▲ 0.50% · 4.625%
HK$144,839
+HK$7,252/mo
Deposit HK$17.15M · loan HK$25.73M · min. income ≈ HK$275,174/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,822,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,891
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$141,149
−HK$4,326/mo
Today · 4.125%
HK$145,475
baseline
▲ 0.50% · 4.625%
HK$154,327
+HK$8,852/mo
Deposit HK$12.86M · loan HK$30.02M · min. income ≈ HK$290,950/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,822,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,290
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,374
−HK$4,144/mo
Today · 4.125%
HK$160,518
baseline
▲ 0.50% · 4.625%
HK$168,979
+HK$8,461/mo
Deposit HK$12.86M · loan HK$30.02M · min. income ≈ HK$321,036/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,822,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,003
−HK$11,037/mo
▼ 0.25% · 3.875%
HK$181,477
−HK$5,563/mo
Today · 4.125%
HK$187,040
baseline
▲ 0.50% · 4.625%
HK$198,421
+HK$11,381/mo
Deposit HK$4.29M · loan HK$38.59M · min. income ≈ HK$374,080/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,822,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,801
−HK$10,579/mo
▼ 0.25% · 3.875%
HK$201,053
−HK$5,327/mo
Today · 4.125%
HK$206,380
baseline
▲ 0.50% · 4.625%
HK$217,258
+HK$10,878/mo
Deposit HK$4.29M · loan HK$38.59M · min. income ≈ HK$412,760/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,822,435 · Scale 2, in force from 26 Feb 2026)