LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,778
−HK$613/mo
▼ 0.25% · 3.875%
HK$10,082
−HK$309/mo
Today · 4.125%
HK$10,391
baseline
▲ 0.50% · 4.625%
HK$11,023
+HK$632/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$20,782/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$57,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,878
−HK$588/mo
▼ 0.25% · 3.875%
HK$11,170
−HK$296/mo
Today · 4.125%
HK$11,466
baseline
▲ 0.50% · 4.625%
HK$12,070
+HK$604/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$22,932/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$57,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,734
−HK$735/mo
▼ 0.25% · 3.875%
HK$12,099
−HK$370/mo
Today · 4.125%
HK$12,469
baseline
▲ 0.50% · 4.625%
HK$13,228
+HK$759/mo
Deposit HK$1.72M · loan HK$2.57M · min. income ≈ HK$24,938/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$57,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,053
−HK$706/mo
▼ 0.25% · 3.875%
HK$13,404
−HK$355/mo
Today · 4.125%
HK$13,759
baseline
▲ 0.50% · 4.625%
HK$14,484
+HK$725/mo
Deposit HK$1.72M · loan HK$2.57M · min. income ≈ HK$27,518/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$57,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,689
−HK$859/mo
▼ 0.25% · 3.875%
HK$14,115
−HK$433/mo
Today · 4.125%
HK$14,548
baseline
▲ 0.50% · 4.625%
HK$15,433
+HK$885/mo
Deposit HK$1.29M · loan HK$3.00M · min. income ≈ HK$29,096/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$57,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,229
−HK$823/mo
▼ 0.25% · 3.875%
HK$15,637
−HK$415/mo
Today · 4.125%
HK$16,052
baseline
▲ 0.50% · 4.625%
HK$16,898
+HK$846/mo
Deposit HK$1.29M · loan HK$3.00M · min. income ≈ HK$32,104/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$57,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,600
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,148
−HK$556/mo
Today · 4.125%
HK$18,704
baseline
▲ 0.50% · 4.625%
HK$19,842
+HK$1,138/mo
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,408/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$57,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,580
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,105
−HK$533/mo
Today · 4.125%
HK$20,638
baseline
▲ 0.50% · 4.625%
HK$21,726
+HK$1,088/mo
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$41,276/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$57,719 · Scale 2, in force from 26 Feb 2026)