LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,793
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$100,835
−HK$3,091/mo
Today · 4.125%
HK$103,926
baseline
▲ 0.50% · 4.625%
HK$110,249
+HK$6,323/mo
Deposit HK$21.44M · loan HK$21.44M · min. income ≈ HK$207,852/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$1,822,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,794
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$111,712
−HK$2,960/mo
Today · 4.125%
HK$114,672
baseline
▲ 0.50% · 4.625%
HK$120,716
+HK$6,044/mo
Deposit HK$21.44M · loan HK$21.44M · min. income ≈ HK$229,344/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$1,822,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,352
−HK$7,359/mo
▼ 0.25% · 3.875%
HK$121,002
−HK$3,709/mo
Today · 4.125%
HK$124,711
baseline
▲ 0.50% · 4.625%
HK$132,299
+HK$7,588/mo
Deposit HK$17.15M · loan HK$25.73M · min. income ≈ HK$249,422/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,822,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,553
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$134,054
−HK$3,552/mo
Today · 4.125%
HK$137,606
baseline
▲ 0.50% · 4.625%
HK$144,860
+HK$7,254/mo
Deposit HK$17.15M · loan HK$25.73M · min. income ≈ HK$275,212/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,822,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,911
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$141,169
−HK$4,327/mo
Today · 4.125%
HK$145,496
baseline
▲ 0.50% · 4.625%
HK$154,349
+HK$8,853/mo
Deposit HK$12.87M · loan HK$30.02M · min. income ≈ HK$290,992/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,822,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,312
−HK$8,229/mo
▼ 0.25% · 3.875%
HK$156,397
−HK$4,144/mo
Today · 4.125%
HK$160,541
baseline
▲ 0.50% · 4.625%
HK$169,003
+HK$8,462/mo
Deposit HK$12.87M · loan HK$30.02M · min. income ≈ HK$321,082/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,822,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,028
−HK$11,038/mo
▼ 0.25% · 3.875%
HK$181,503
−HK$5,563/mo
Today · 4.125%
HK$187,066
baseline
▲ 0.50% · 4.625%
HK$198,449
+HK$11,383/mo
Deposit HK$4.29M · loan HK$38.60M · min. income ≈ HK$374,132/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,822,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,829
−HK$10,580/mo
▼ 0.25% · 3.875%
HK$201,081
−HK$5,328/mo
Today · 4.125%
HK$206,409
baseline
▲ 0.50% · 4.625%
HK$217,290
+HK$10,881/mo
Deposit HK$4.29M · loan HK$38.60M · min. income ≈ HK$412,818/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,822,697 · Scale 2, in force from 26 Feb 2026)