LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,780
−HK$614/mo
▼ 0.25% · 3.875%
HK$10,085
−HK$309/mo
Today · 4.125%
HK$10,394
baseline
▲ 0.50% · 4.625%
HK$11,026
+HK$632/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$20,788/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$57,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,880
−HK$588/mo
▼ 0.25% · 3.875%
HK$11,172
−HK$296/mo
Today · 4.125%
HK$11,468
baseline
▲ 0.50% · 4.625%
HK$12,073
+HK$605/mo
Deposit HK$2.14M · loan HK$2.14M · min. income ≈ HK$22,936/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$57,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,736
−HK$736/mo
▼ 0.25% · 3.875%
HK$12,101
−HK$371/mo
Today · 4.125%
HK$12,472
baseline
▲ 0.50% · 4.625%
HK$13,231
+HK$759/mo
Deposit HK$1.72M · loan HK$2.57M · min. income ≈ HK$24,944/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$57,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,057
−HK$705/mo
▼ 0.25% · 3.875%
HK$13,407
−HK$355/mo
Today · 4.125%
HK$13,762
baseline
▲ 0.50% · 4.625%
HK$14,487
+HK$725/mo
Deposit HK$1.72M · loan HK$2.57M · min. income ≈ HK$27,524/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$57,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,692
−HK$859/mo
▼ 0.25% · 3.875%
HK$14,118
−HK$433/mo
Today · 4.125%
HK$14,551
baseline
▲ 0.50% · 4.625%
HK$15,436
+HK$885/mo
Deposit HK$1.29M · loan HK$3.00M · min. income ≈ HK$29,102/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$57,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,233
−HK$823/mo
▼ 0.25% · 3.875%
HK$15,641
−HK$415/mo
Today · 4.125%
HK$16,056
baseline
▲ 0.50% · 4.625%
HK$16,902
+HK$846/mo
Deposit HK$1.29M · loan HK$3.00M · min. income ≈ HK$32,112/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$57,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,605
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,152
−HK$556/mo
Today · 4.125%
HK$18,708
baseline
▲ 0.50% · 4.625%
HK$19,847
+HK$1,139/mo
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,416/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$57,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,585
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,110
−HK$533/mo
Today · 4.125%
HK$20,643
baseline
▲ 0.50% · 4.625%
HK$21,731
+HK$1,088/mo
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$41,286/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$57,925 · Scale 2, in force from 26 Feb 2026)