LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,818
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$100,861
−HK$3,091/mo
Today · 4.125%
HK$103,952
baseline
▲ 0.50% · 4.625%
HK$110,277
+HK$6,325/mo
Deposit HK$21.45M · loan HK$21.45M · min. income ≈ HK$207,904/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$1,823,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,821
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$111,740
−HK$2,961/mo
Today · 4.125%
HK$114,701
baseline
▲ 0.50% · 4.625%
HK$120,747
+HK$6,046/mo
Deposit HK$21.45M · loan HK$21.45M · min. income ≈ HK$229,402/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$1,823,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,381
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$121,033
−HK$3,709/mo
Today · 4.125%
HK$124,742
baseline
▲ 0.50% · 4.625%
HK$132,333
+HK$7,591/mo
Deposit HK$17.16M · loan HK$25.74M · min. income ≈ HK$249,484/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,823,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,586
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$134,088
−HK$3,553/mo
Today · 4.125%
HK$137,641
baseline
▲ 0.50% · 4.625%
HK$144,896
+HK$7,255/mo
Deposit HK$17.16M · loan HK$25.74M · min. income ≈ HK$275,282/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,823,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,945
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$141,205
−HK$4,328/mo
Today · 4.125%
HK$145,533
baseline
▲ 0.50% · 4.625%
HK$154,388
+HK$8,855/mo
Deposit HK$12.87M · loan HK$30.03M · min. income ≈ HK$291,066/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,823,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,350
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$156,436
−HK$4,145/mo
Today · 4.125%
HK$160,581
baseline
▲ 0.50% · 4.625%
HK$169,045
+HK$8,464/mo
Deposit HK$12.87M · loan HK$30.03M · min. income ≈ HK$321,162/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,823,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,072
−HK$11,041/mo
▼ 0.25% · 3.875%
HK$181,549
−HK$5,564/mo
Today · 4.125%
HK$187,113
baseline
▲ 0.50% · 4.625%
HK$198,499
+HK$11,386/mo
Deposit HK$4.29M · loan HK$38.61M · min. income ≈ HK$374,226/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,823,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,878
−HK$10,583/mo
▼ 0.25% · 3.875%
HK$201,132
−HK$5,329/mo
Today · 4.125%
HK$206,461
baseline
▲ 0.50% · 4.625%
HK$217,344
+HK$10,883/mo
Deposit HK$4.29M · loan HK$38.61M · min. income ≈ HK$412,922/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,823,155 · Scale 2, in force from 26 Feb 2026)