LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,822
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$100,864
−HK$3,092/mo
Today · 4.125%
HK$103,956
baseline
▲ 0.50% · 4.625%
HK$110,281
+HK$6,325/mo
Deposit HK$21.45M · loan HK$21.45M · min. income ≈ HK$207,912/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$1,823,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,826
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$111,744
−HK$2,961/mo
Today · 4.125%
HK$114,705
baseline
▲ 0.50% · 4.625%
HK$120,751
+HK$6,046/mo
Deposit HK$21.45M · loan HK$21.45M · min. income ≈ HK$229,410/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$1,823,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,386
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$121,037
−HK$3,710/mo
Today · 4.125%
HK$124,747
baseline
▲ 0.50% · 4.625%
HK$132,338
+HK$7,591/mo
Deposit HK$17.16M · loan HK$25.74M · min. income ≈ HK$249,494/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,823,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,591
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$134,093
−HK$3,553/mo
Today · 4.125%
HK$137,646
baseline
▲ 0.50% · 4.625%
HK$144,902
+HK$7,256/mo
Deposit HK$17.16M · loan HK$25.74M · min. income ≈ HK$275,292/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,823,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,950
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$141,210
−HK$4,328/mo
Today · 4.125%
HK$145,538
baseline
▲ 0.50% · 4.625%
HK$154,394
+HK$8,856/mo
Deposit HK$12.87M · loan HK$30.03M · min. income ≈ HK$291,076/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,823,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,356
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$156,442
−HK$4,145/mo
Today · 4.125%
HK$160,587
baseline
▲ 0.50% · 4.625%
HK$169,052
+HK$8,465/mo
Deposit HK$12.87M · loan HK$30.03M · min. income ≈ HK$321,174/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,823,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,079
−HK$11,042/mo
▼ 0.25% · 3.875%
HK$181,556
−HK$5,565/mo
Today · 4.125%
HK$187,121
baseline
▲ 0.50% · 4.625%
HK$198,507
+HK$11,386/mo
Deposit HK$4.29M · loan HK$38.61M · min. income ≈ HK$374,242/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,823,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,886
−HK$10,583/mo
▼ 0.25% · 3.875%
HK$201,140
−HK$5,329/mo
Today · 4.125%
HK$206,469
baseline
▲ 0.50% · 4.625%
HK$217,353
+HK$10,884/mo
Deposit HK$4.29M · loan HK$38.61M · min. income ≈ HK$412,938/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,823,226 · Scale 2, in force from 26 Feb 2026)