LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,825
−HK$6,135/mo
▼ 0.25% · 3.875%
HK$100,868
−HK$3,092/mo
Today · 4.125%
HK$103,960
baseline
▲ 0.50% · 4.625%
HK$110,286
+HK$6,326/mo
Deposit HK$21.45M · loan HK$21.45M · min. income ≈ HK$207,920/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$1,823,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,830
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$111,748
−HK$2,961/mo
Today · 4.125%
HK$114,709
baseline
▲ 0.50% · 4.625%
HK$120,756
+HK$6,047/mo
Deposit HK$21.45M · loan HK$21.45M · min. income ≈ HK$229,418/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$1,823,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,390
−HK$7,362/mo
▼ 0.25% · 3.875%
HK$121,042
−HK$3,710/mo
Today · 4.125%
HK$124,752
baseline
▲ 0.50% · 4.625%
HK$132,343
+HK$7,591/mo
Deposit HK$17.16M · loan HK$25.74M · min. income ≈ HK$249,504/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,823,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,596
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$134,098
−HK$3,553/mo
Today · 4.125%
HK$137,651
baseline
▲ 0.50% · 4.625%
HK$144,907
+HK$7,256/mo
Deposit HK$17.16M · loan HK$25.74M · min. income ≈ HK$275,302/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,823,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,956
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$141,216
−HK$4,328/mo
Today · 4.125%
HK$145,544
baseline
▲ 0.50% · 4.625%
HK$154,400
+HK$8,856/mo
Deposit HK$12.87M · loan HK$30.03M · min. income ≈ HK$291,088/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,823,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,362
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$156,448
−HK$4,145/mo
Today · 4.125%
HK$160,593
baseline
▲ 0.50% · 4.625%
HK$169,058
+HK$8,465/mo
Deposit HK$12.87M · loan HK$30.03M · min. income ≈ HK$321,186/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,823,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,086
−HK$11,042/mo
▼ 0.25% · 3.875%
HK$181,563
−HK$5,565/mo
Today · 4.125%
HK$187,128
baseline
▲ 0.50% · 4.625%
HK$198,514
+HK$11,386/mo
Deposit HK$4.29M · loan HK$38.61M · min. income ≈ HK$374,256/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,823,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,894
−HK$10,583/mo
▼ 0.25% · 3.875%
HK$201,147
−HK$5,330/mo
Today · 4.125%
HK$206,477
baseline
▲ 0.50% · 4.625%
HK$217,361
+HK$10,884/mo
Deposit HK$4.29M · loan HK$38.61M · min. income ≈ HK$412,954/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,823,294 · Scale 2, in force from 26 Feb 2026)