LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,837
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,881
−HK$3,092/mo
Today · 4.125%
HK$103,973
baseline
▲ 0.50% · 4.625%
HK$110,299
+HK$6,326/mo
Deposit HK$21.45M · loan HK$21.45M · min. income ≈ HK$207,946/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$1,823,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,843
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$111,762
−HK$2,961/mo
Today · 4.125%
HK$114,723
baseline
▲ 0.50% · 4.625%
HK$120,771
+HK$6,048/mo
Deposit HK$21.45M · loan HK$21.45M · min. income ≈ HK$229,446/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$1,823,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,405
−HK$7,362/mo
▼ 0.25% · 3.875%
HK$121,057
−HK$3,710/mo
Today · 4.125%
HK$124,767
baseline
▲ 0.50% · 4.625%
HK$132,359
+HK$7,592/mo
Deposit HK$17.16M · loan HK$25.74M · min. income ≈ HK$249,534/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,823,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,612
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$134,115
−HK$3,553/mo
Today · 4.125%
HK$137,668
baseline
▲ 0.50% · 4.625%
HK$144,925
+HK$7,257/mo
Deposit HK$17.16M · loan HK$25.74M · min. income ≈ HK$275,336/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,823,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,972
−HK$8,590/mo
▼ 0.25% · 3.875%
HK$141,233
−HK$4,329/mo
Today · 4.125%
HK$145,562
baseline
▲ 0.50% · 4.625%
HK$154,419
+HK$8,857/mo
Deposit HK$12.87M · loan HK$30.03M · min. income ≈ HK$291,124/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,823,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,380
−HK$8,233/mo
▼ 0.25% · 3.875%
HK$156,467
−HK$4,146/mo
Today · 4.125%
HK$160,613
baseline
▲ 0.50% · 4.625%
HK$169,079
+HK$8,466/mo
Deposit HK$12.87M · loan HK$30.03M · min. income ≈ HK$321,226/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,823,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,107
−HK$11,044/mo
▼ 0.25% · 3.875%
HK$181,585
−HK$5,566/mo
Today · 4.125%
HK$187,151
baseline
▲ 0.50% · 4.625%
HK$198,538
+HK$11,387/mo
Deposit HK$4.29M · loan HK$38.62M · min. income ≈ HK$374,302/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,823,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,917
−HK$10,585/mo
▼ 0.25% · 3.875%
HK$201,172
−HK$5,330/mo
Today · 4.125%
HK$206,502
baseline
▲ 0.50% · 4.625%
HK$217,387
+HK$10,885/mo
Deposit HK$4.29M · loan HK$38.62M · min. income ≈ HK$413,004/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$1,823,517 · Scale 2, in force from 26 Feb 2026)