LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,785
−HK$614/mo
▼ 0.25% · 3.875%
HK$10,090
−HK$309/mo
Today · 4.125%
HK$10,399
baseline
▲ 0.50% · 4.625%
HK$11,032
+HK$633/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$20,798/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$58,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,886
−HK$588/mo
▼ 0.25% · 3.875%
HK$11,178
−HK$296/mo
Today · 4.125%
HK$11,474
baseline
▲ 0.50% · 4.625%
HK$12,079
+HK$605/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$22,948/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$58,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,742
−HK$737/mo
▼ 0.25% · 3.875%
HK$12,108
−HK$371/mo
Today · 4.125%
HK$12,479
baseline
▲ 0.50% · 4.625%
HK$13,238
+HK$759/mo
Deposit HK$1.72M · loan HK$2.57M · min. income ≈ HK$24,958/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$58,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,063
−HK$706/mo
▼ 0.25% · 3.875%
HK$13,414
−HK$355/mo
Today · 4.125%
HK$13,769
baseline
▲ 0.50% · 4.625%
HK$14,495
+HK$726/mo
Deposit HK$1.72M · loan HK$2.57M · min. income ≈ HK$27,538/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$58,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,699
−HK$859/mo
▼ 0.25% · 3.875%
HK$14,126
−HK$432/mo
Today · 4.125%
HK$14,558
baseline
▲ 0.50% · 4.625%
HK$15,444
+HK$886/mo
Deposit HK$1.29M · loan HK$3.00M · min. income ≈ HK$29,116/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$58,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,240
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,649
−HK$415/mo
Today · 4.125%
HK$16,064
baseline
▲ 0.50% · 4.625%
HK$16,911
+HK$847/mo
Deposit HK$1.29M · loan HK$3.00M · min. income ≈ HK$32,128/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$58,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,614
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,161
−HK$557/mo
Today · 4.125%
HK$18,718
baseline
▲ 0.50% · 4.625%
HK$19,857
+HK$1,139/mo
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,436/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$58,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,595
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,120
−HK$534/mo
Today · 4.125%
HK$20,654
baseline
▲ 0.50% · 4.625%
HK$21,742
+HK$1,088/mo
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$41,308/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$58,363 · Scale 2, in force from 26 Feb 2026)