LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,867
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,911
−HK$3,093/mo
Today · 4.125%
HK$104,004
baseline
▲ 0.50% · 4.625%
HK$110,332
+HK$6,328/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$208,008/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$1,824,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,876
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,796
−HK$2,962/mo
Today · 4.125%
HK$114,758
baseline
▲ 0.50% · 4.625%
HK$120,807
+HK$6,049/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$229,516/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$1,824,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,440
−HK$7,364/mo
▼ 0.25% · 3.875%
HK$121,093
−HK$3,711/mo
Today · 4.125%
HK$124,804
baseline
▲ 0.50% · 4.625%
HK$132,399
+HK$7,595/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$249,608/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,651
−HK$7,058/mo
▼ 0.25% · 3.875%
HK$134,155
−HK$3,554/mo
Today · 4.125%
HK$137,709
baseline
▲ 0.50% · 4.625%
HK$144,968
+HK$7,259/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$275,418/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,013
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$141,275
−HK$4,330/mo
Today · 4.125%
HK$145,605
baseline
▲ 0.50% · 4.625%
HK$154,465
+HK$8,860/mo
Deposit HK$12.88M · loan HK$30.04M · min. income ≈ HK$291,210/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,426
−HK$8,235/mo
▼ 0.25% · 3.875%
HK$156,514
−HK$4,147/mo
Today · 4.125%
HK$160,661
baseline
▲ 0.50% · 4.625%
HK$169,130
+HK$8,469/mo
Deposit HK$12.88M · loan HK$30.04M · min. income ≈ HK$321,322/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,160
−HK$11,047/mo
▼ 0.25% · 3.875%
HK$181,639
−HK$5,568/mo
Today · 4.125%
HK$187,207
baseline
▲ 0.50% · 4.625%
HK$198,598
+HK$11,391/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$374,414/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,976
−HK$10,588/mo
▼ 0.25% · 3.875%
HK$201,232
−HK$5,332/mo
Today · 4.125%
HK$206,564
baseline
▲ 0.50% · 4.625%
HK$217,452
+HK$10,888/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$413,128/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,063 · Scale 2, in force from 26 Feb 2026)