LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,869
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,913
−HK$3,093/mo
Today · 4.125%
HK$104,006
baseline
▲ 0.50% · 4.625%
HK$110,335
+HK$6,329/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$208,012/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$1,824,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,878
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,798
−HK$2,962/mo
Today · 4.125%
HK$114,760
baseline
▲ 0.50% · 4.625%
HK$120,810
+HK$6,050/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$229,520/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$1,824,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,443
−HK$7,364/mo
▼ 0.25% · 3.875%
HK$121,096
−HK$3,711/mo
Today · 4.125%
HK$124,807
baseline
▲ 0.50% · 4.625%
HK$132,402
+HK$7,595/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$249,614/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,654
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$134,158
−HK$3,555/mo
Today · 4.125%
HK$137,713
baseline
▲ 0.50% · 4.625%
HK$144,972
+HK$7,259/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$275,426/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,016
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$141,278
−HK$4,331/mo
Today · 4.125%
HK$145,609
baseline
▲ 0.50% · 4.625%
HK$154,468
+HK$8,859/mo
Deposit HK$12.88M · loan HK$30.04M · min. income ≈ HK$291,218/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,429
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,517
−HK$4,148/mo
Today · 4.125%
HK$160,665
baseline
▲ 0.50% · 4.625%
HK$169,134
+HK$8,469/mo
Deposit HK$12.88M · loan HK$30.04M · min. income ≈ HK$321,330/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,164
−HK$11,047/mo
▼ 0.25% · 3.875%
HK$181,644
−HK$5,567/mo
Today · 4.125%
HK$187,211
baseline
▲ 0.50% · 4.625%
HK$198,602
+HK$11,391/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$374,422/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,981
−HK$10,588/mo
▼ 0.25% · 3.875%
HK$201,237
−HK$5,332/mo
Today · 4.125%
HK$206,569
baseline
▲ 0.50% · 4.625%
HK$217,457
+HK$10,888/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$413,138/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,105 · Scale 2, in force from 26 Feb 2026)