LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,869
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,914
−HK$3,093/mo
Today · 4.125%
HK$104,007
baseline
▲ 0.50% · 4.625%
HK$110,335
+HK$6,328/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$208,014/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$1,824,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,879
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,799
−HK$2,962/mo
Today · 4.125%
HK$114,761
baseline
▲ 0.50% · 4.625%
HK$120,810
+HK$6,049/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$229,522/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$1,824,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,443
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$121,097
−HK$3,711/mo
Today · 4.125%
HK$124,808
baseline
▲ 0.50% · 4.625%
HK$132,402
+HK$7,594/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$249,616/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,655
−HK$7,058/mo
▼ 0.25% · 3.875%
HK$134,159
−HK$3,554/mo
Today · 4.125%
HK$137,713
baseline
▲ 0.50% · 4.625%
HK$144,972
+HK$7,259/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$275,426/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,017
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$141,279
−HK$4,330/mo
Today · 4.125%
HK$145,609
baseline
▲ 0.50% · 4.625%
HK$154,469
+HK$8,860/mo
Deposit HK$12.88M · loan HK$30.04M · min. income ≈ HK$291,218/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,430
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,518
−HK$4,148/mo
Today · 4.125%
HK$160,666
baseline
▲ 0.50% · 4.625%
HK$169,135
+HK$8,469/mo
Deposit HK$12.88M · loan HK$30.04M · min. income ≈ HK$321,332/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,165
−HK$11,047/mo
▼ 0.25% · 3.875%
HK$181,645
−HK$5,567/mo
Today · 4.125%
HK$187,212
baseline
▲ 0.50% · 4.625%
HK$198,604
+HK$11,392/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$374,424/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,982
−HK$10,588/mo
▼ 0.25% · 3.875%
HK$201,238
−HK$5,332/mo
Today · 4.125%
HK$206,570
baseline
▲ 0.50% · 4.625%
HK$217,459
+HK$10,889/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$413,140/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,117 · Scale 2, in force from 26 Feb 2026)