LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,872
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,917
−HK$3,093/mo
Today · 4.125%
HK$104,010
baseline
▲ 0.50% · 4.625%
HK$110,338
+HK$6,328/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$208,020/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$1,824,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,882
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,802
−HK$2,962/mo
Today · 4.125%
HK$114,764
baseline
▲ 0.50% · 4.625%
HK$120,814
+HK$6,050/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$229,528/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$1,824,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,447
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$121,100
−HK$3,712/mo
Today · 4.125%
HK$124,812
baseline
▲ 0.50% · 4.625%
HK$132,406
+HK$7,594/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$249,624/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,658
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$134,162
−HK$3,555/mo
Today · 4.125%
HK$137,717
baseline
▲ 0.50% · 4.625%
HK$144,976
+HK$7,259/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$275,434/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,021
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$141,283
−HK$4,330/mo
Today · 4.125%
HK$145,613
baseline
▲ 0.50% · 4.625%
HK$154,474
+HK$8,861/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$291,226/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,435
−HK$8,235/mo
▼ 0.25% · 3.875%
HK$156,523
−HK$4,147/mo
Today · 4.125%
HK$160,670
baseline
▲ 0.50% · 4.625%
HK$169,139
+HK$8,469/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$321,340/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,170
−HK$11,047/mo
▼ 0.25% · 3.875%
HK$181,650
−HK$5,567/mo
Today · 4.125%
HK$187,217
baseline
▲ 0.50% · 4.625%
HK$198,609
+HK$11,392/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$374,434/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,987
−HK$10,589/mo
▼ 0.25% · 3.875%
HK$201,244
−HK$5,332/mo
Today · 4.125%
HK$206,576
baseline
▲ 0.50% · 4.625%
HK$217,465
+HK$10,889/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$413,152/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,167 · Scale 2, in force from 26 Feb 2026)