LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,874
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,918
−HK$3,093/mo
Today · 4.125%
HK$104,011
baseline
▲ 0.50% · 4.625%
HK$110,340
+HK$6,329/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$208,022/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,883
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,804
−HK$2,962/mo
Today · 4.125%
HK$114,766
baseline
▲ 0.50% · 4.625%
HK$120,816
+HK$6,050/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$229,532/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,448
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$121,102
−HK$3,711/mo
Today · 4.125%
HK$124,813
baseline
▲ 0.50% · 4.625%
HK$132,408
+HK$7,595/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$249,626/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,660
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$134,164
−HK$3,555/mo
Today · 4.125%
HK$137,719
baseline
▲ 0.50% · 4.625%
HK$144,979
+HK$7,260/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$275,438/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,023
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$141,285
−HK$4,331/mo
Today · 4.125%
HK$145,616
baseline
▲ 0.50% · 4.625%
HK$154,476
+HK$8,860/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$291,232/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,437
−HK$8,235/mo
▼ 0.25% · 3.875%
HK$156,525
−HK$4,147/mo
Today · 4.125%
HK$160,672
baseline
▲ 0.50% · 4.625%
HK$169,142
+HK$8,470/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$321,344/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,172
−HK$11,048/mo
▼ 0.25% · 3.875%
HK$181,652
−HK$5,568/mo
Today · 4.125%
HK$187,220
baseline
▲ 0.50% · 4.625%
HK$198,612
+HK$11,392/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$374,440/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,990
−HK$10,589/mo
▼ 0.25% · 3.875%
HK$201,246
−HK$5,333/mo
Today · 4.125%
HK$206,579
baseline
▲ 0.50% · 4.625%
HK$217,468
+HK$10,889/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$413,158/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,194 · Scale 2, in force from 26 Feb 2026)