LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,878
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,923
−HK$3,093/mo
Today · 4.125%
HK$104,016
baseline
▲ 0.50% · 4.625%
HK$110,345
+HK$6,329/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$208,032/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,888
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,809
−HK$2,962/mo
Today · 4.125%
HK$114,771
baseline
▲ 0.50% · 4.625%
HK$120,821
+HK$6,050/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$229,542/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,454
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$121,107
−HK$3,712/mo
Today · 4.125%
HK$124,819
baseline
▲ 0.50% · 4.625%
HK$132,414
+HK$7,595/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$249,638/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,666
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$134,170
−HK$3,555/mo
Today · 4.125%
HK$137,725
baseline
▲ 0.50% · 4.625%
HK$144,985
+HK$7,260/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$275,450/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,029
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$141,292
−HK$4,330/mo
Today · 4.125%
HK$145,622
baseline
▲ 0.50% · 4.625%
HK$154,483
+HK$8,861/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$291,244/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,444
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,532
−HK$4,148/mo
Today · 4.125%
HK$160,680
baseline
▲ 0.50% · 4.625%
HK$169,149
+HK$8,469/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$321,360/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,180
−HK$11,048/mo
▼ 0.25% · 3.875%
HK$181,661
−HK$5,567/mo
Today · 4.125%
HK$187,228
baseline
▲ 0.50% · 4.625%
HK$198,621
+HK$11,393/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$374,456/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,999
−HK$10,589/mo
▼ 0.25% · 3.875%
HK$201,256
−HK$5,332/mo
Today · 4.125%
HK$206,588
baseline
▲ 0.50% · 4.625%
HK$217,478
+HK$10,890/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$413,176/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,276 · Scale 2, in force from 26 Feb 2026)