LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,880
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,924
−HK$3,094/mo
Today · 4.125%
HK$104,018
baseline
▲ 0.50% · 4.625%
HK$110,347
+HK$6,329/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$208,036/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,890
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,811
−HK$2,962/mo
Today · 4.125%
HK$114,773
baseline
▲ 0.50% · 4.625%
HK$120,823
+HK$6,050/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$229,546/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,456
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$121,109
−HK$3,712/mo
Today · 4.125%
HK$124,821
baseline
▲ 0.50% · 4.625%
HK$132,416
+HK$7,595/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$249,642/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,668
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$134,173
−HK$3,555/mo
Today · 4.125%
HK$137,728
baseline
▲ 0.50% · 4.625%
HK$144,988
+HK$7,260/mo
Deposit HK$17.17M · loan HK$25.75M · min. income ≈ HK$275,456/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,032
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$141,294
−HK$4,331/mo
Today · 4.125%
HK$145,625
baseline
▲ 0.50% · 4.625%
HK$154,486
+HK$8,861/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$291,250/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,446
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$156,535
−HK$4,148/mo
Today · 4.125%
HK$160,683
baseline
▲ 0.50% · 4.625%
HK$169,152
+HK$8,469/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$321,366/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,184
−HK$11,048/mo
▼ 0.25% · 3.875%
HK$181,664
−HK$5,568/mo
Today · 4.125%
HK$187,232
baseline
▲ 0.50% · 4.625%
HK$198,625
+HK$11,393/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$374,464/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,003
−HK$10,589/mo
▼ 0.25% · 3.875%
HK$201,259
−HK$5,333/mo
Today · 4.125%
HK$206,592
baseline
▲ 0.50% · 4.625%
HK$217,482
+HK$10,890/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$413,184/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,309 · Scale 2, in force from 26 Feb 2026)