LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,882
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,926
−HK$3,094/mo
Today · 4.125%
HK$104,020
baseline
▲ 0.50% · 4.625%
HK$110,349
+HK$6,329/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$208,040/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,892
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,813
−HK$2,962/mo
Today · 4.125%
HK$114,775
baseline
▲ 0.50% · 4.625%
HK$120,825
+HK$6,050/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$229,550/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,458
−HK$7,366/mo
▼ 0.25% · 3.875%
HK$121,112
−HK$3,712/mo
Today · 4.125%
HK$124,824
baseline
▲ 0.50% · 4.625%
HK$132,419
+HK$7,595/mo
Deposit HK$17.17M · loan HK$25.76M · min. income ≈ HK$249,648/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,671
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$134,175
−HK$3,556/mo
Today · 4.125%
HK$137,731
baseline
▲ 0.50% · 4.625%
HK$144,991
+HK$7,260/mo
Deposit HK$17.17M · loan HK$25.76M · min. income ≈ HK$275,462/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,824,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,034
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$141,297
−HK$4,331/mo
Today · 4.125%
HK$145,628
baseline
▲ 0.50% · 4.625%
HK$154,489
+HK$8,861/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$291,256/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,449
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$156,538
−HK$4,148/mo
Today · 4.125%
HK$160,686
baseline
▲ 0.50% · 4.625%
HK$169,156
+HK$8,470/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$321,372/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,187
−HK$11,048/mo
▼ 0.25% · 3.875%
HK$181,667
−HK$5,568/mo
Today · 4.125%
HK$187,235
baseline
▲ 0.50% · 4.625%
HK$198,628
+HK$11,393/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$374,470/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,006
−HK$10,590/mo
▼ 0.25% · 3.875%
HK$201,263
−HK$5,333/mo
Today · 4.125%
HK$206,596
baseline
▲ 0.50% · 4.625%
HK$217,486
+HK$10,890/mo
Deposit HK$4.29M · loan HK$38.63M · min. income ≈ HK$413,192/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,344 · Scale 2, in force from 26 Feb 2026)