LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,890
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,935
−HK$3,094/mo
Today · 4.125%
HK$104,029
baseline
▲ 0.50% · 4.625%
HK$110,359
+HK$6,330/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$208,058/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,902
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$111,823
−HK$2,963/mo
Today · 4.125%
HK$114,786
baseline
▲ 0.50% · 4.625%
HK$120,836
+HK$6,050/mo
Deposit HK$21.46M · loan HK$21.46M · min. income ≈ HK$229,572/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,468
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$121,122
−HK$3,713/mo
Today · 4.125%
HK$124,835
baseline
▲ 0.50% · 4.625%
HK$132,431
+HK$7,596/mo
Deposit HK$17.17M · loan HK$25.76M · min. income ≈ HK$249,670/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,824,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,682
−HK$7,061/mo
▼ 0.25% · 3.875%
HK$134,187
−HK$3,556/mo
Today · 4.125%
HK$137,743
baseline
▲ 0.50% · 4.625%
HK$145,003
+HK$7,260/mo
Deposit HK$17.17M · loan HK$25.76M · min. income ≈ HK$275,486/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,824,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,046
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$141,309
−HK$4,331/mo
Today · 4.125%
HK$145,640
baseline
▲ 0.50% · 4.625%
HK$154,502
+HK$8,862/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$291,280/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,463
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$156,552
−HK$4,148/mo
Today · 4.125%
HK$160,700
baseline
▲ 0.50% · 4.625%
HK$169,171
+HK$8,471/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$321,400/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,202
−HK$11,050/mo
▼ 0.25% · 3.875%
HK$181,683
−HK$5,569/mo
Today · 4.125%
HK$187,252
baseline
▲ 0.50% · 4.625%
HK$198,646
+HK$11,394/mo
Deposit HK$4.29M · loan HK$38.64M · min. income ≈ HK$374,504/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,023
−HK$10,591/mo
▼ 0.25% · 3.875%
HK$201,281
−HK$5,333/mo
Today · 4.125%
HK$206,614
baseline
▲ 0.50% · 4.625%
HK$217,505
+HK$10,891/mo
Deposit HK$4.29M · loan HK$38.64M · min. income ≈ HK$413,228/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,504 · Scale 2, in force from 26 Feb 2026)