LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,893
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,938
−HK$3,093/mo
Today · 4.125%
HK$104,031
baseline
▲ 0.50% · 4.625%
HK$110,362
+HK$6,331/mo
Deposit HK$21.47M · loan HK$21.47M · min. income ≈ HK$208,062/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,905
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,825
−HK$2,963/mo
Today · 4.125%
HK$114,788
baseline
▲ 0.50% · 4.625%
HK$120,839
+HK$6,051/mo
Deposit HK$21.47M · loan HK$21.47M · min. income ≈ HK$229,576/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,471
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$121,125
−HK$3,713/mo
Today · 4.125%
HK$124,838
baseline
▲ 0.50% · 4.625%
HK$132,434
+HK$7,596/mo
Deposit HK$17.17M · loan HK$25.76M · min. income ≈ HK$249,676/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,824,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,686
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$134,191
−HK$3,555/mo
Today · 4.125%
HK$137,746
baseline
▲ 0.50% · 4.625%
HK$145,007
+HK$7,261/mo
Deposit HK$17.17M · loan HK$25.76M · min. income ≈ HK$275,492/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,824,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,050
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$141,313
−HK$4,331/mo
Today · 4.125%
HK$145,644
baseline
▲ 0.50% · 4.625%
HK$154,506
+HK$8,862/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$291,288/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,467
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$156,556
−HK$4,148/mo
Today · 4.125%
HK$160,704
baseline
▲ 0.50% · 4.625%
HK$169,175
+HK$8,471/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$321,408/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,207
−HK$11,050/mo
▼ 0.25% · 3.875%
HK$181,688
−HK$5,569/mo
Today · 4.125%
HK$187,257
baseline
▲ 0.50% · 4.625%
HK$198,651
+HK$11,394/mo
Deposit HK$4.29M · loan HK$38.64M · min. income ≈ HK$374,514/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,028
−HK$10,591/mo
▼ 0.25% · 3.875%
HK$201,286
−HK$5,333/mo
Today · 4.125%
HK$206,619
baseline
▲ 0.50% · 4.625%
HK$217,510
+HK$10,891/mo
Deposit HK$4.29M · loan HK$38.64M · min. income ≈ HK$413,238/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,551 · Scale 2, in force from 26 Feb 2026)