LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,895
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,940
−HK$3,094/mo
Today · 4.125%
HK$104,034
baseline
▲ 0.50% · 4.625%
HK$110,364
+HK$6,330/mo
Deposit HK$21.47M · loan HK$21.47M · min. income ≈ HK$208,068/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,907
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$111,828
−HK$2,963/mo
Today · 4.125%
HK$114,791
baseline
▲ 0.50% · 4.625%
HK$120,842
+HK$6,051/mo
Deposit HK$21.47M · loan HK$21.47M · min. income ≈ HK$229,582/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$1,824,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,474
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$121,128
−HK$3,713/mo
Today · 4.125%
HK$124,841
baseline
▲ 0.50% · 4.625%
HK$132,437
+HK$7,596/mo
Deposit HK$17.17M · loan HK$25.76M · min. income ≈ HK$249,682/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,824,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,689
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$134,194
−HK$3,555/mo
Today · 4.125%
HK$137,749
baseline
▲ 0.50% · 4.625%
HK$145,010
+HK$7,261/mo
Deposit HK$17.17M · loan HK$25.76M · min. income ≈ HK$275,498/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,824,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,053
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$141,316
−HK$4,331/mo
Today · 4.125%
HK$145,647
baseline
▲ 0.50% · 4.625%
HK$154,510
+HK$8,863/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$291,294/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,470
−HK$8,238/mo
▼ 0.25% · 3.875%
HK$156,559
−HK$4,149/mo
Today · 4.125%
HK$160,708
baseline
▲ 0.50% · 4.625%
HK$169,179
+HK$8,471/mo
Deposit HK$12.88M · loan HK$30.05M · min. income ≈ HK$321,416/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,824,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,211
−HK$11,050/mo
▼ 0.25% · 3.875%
HK$181,692
−HK$5,569/mo
Today · 4.125%
HK$187,261
baseline
▲ 0.50% · 4.625%
HK$198,655
+HK$11,394/mo
Deposit HK$4.29M · loan HK$38.64M · min. income ≈ HK$374,522/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,033
−HK$10,591/mo
▼ 0.25% · 3.875%
HK$201,290
−HK$5,334/mo
Today · 4.125%
HK$206,624
baseline
▲ 0.50% · 4.625%
HK$217,515
+HK$10,891/mo
Deposit HK$4.29M · loan HK$38.64M · min. income ≈ HK$413,248/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,824,592 · Scale 2, in force from 26 Feb 2026)