LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,792
−HK$614/mo
▼ 0.25% · 3.875%
HK$10,097
−HK$309/mo
Today · 4.125%
HK$10,406
baseline
▲ 0.50% · 4.625%
HK$11,040
+HK$634/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$20,812/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$58,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,894
−HK$588/mo
▼ 0.25% · 3.875%
HK$11,186
−HK$296/mo
Today · 4.125%
HK$11,482
baseline
▲ 0.50% · 4.625%
HK$12,088
+HK$606/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$22,964/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$58,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,751
−HK$737/mo
▼ 0.25% · 3.875%
HK$12,116
−HK$372/mo
Today · 4.125%
HK$12,488
baseline
▲ 0.50% · 4.625%
HK$13,248
+HK$760/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$24,976/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$58,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,073
−HK$706/mo
▼ 0.25% · 3.875%
HK$13,423
−HK$356/mo
Today · 4.125%
HK$13,779
baseline
▲ 0.50% · 4.625%
HK$14,505
+HK$726/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$27,558/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$58,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,709
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,136
−HK$433/mo
Today · 4.125%
HK$14,569
baseline
▲ 0.50% · 4.625%
HK$15,455
+HK$886/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$29,138/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$58,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,251
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,661
−HK$414/mo
Today · 4.125%
HK$16,075
baseline
▲ 0.50% · 4.625%
HK$16,923
+HK$848/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$32,150/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$58,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,626
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,175
−HK$557/mo
Today · 4.125%
HK$18,732
baseline
▲ 0.50% · 4.625%
HK$19,871
+HK$1,139/mo
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,464/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$58,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,609
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,135
−HK$533/mo
Today · 4.125%
HK$20,668
baseline
▲ 0.50% · 4.625%
HK$21,758
+HK$1,090/mo
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$41,336/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$58,983 · Scale 2, in force from 26 Feb 2026)