LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,925
−HK$6,141/mo
▼ 0.25% · 3.875%
HK$100,971
−HK$3,095/mo
Today · 4.125%
HK$104,066
baseline
▲ 0.50% · 4.625%
HK$110,398
+HK$6,332/mo
Deposit HK$21.47M · loan HK$21.47M · min. income ≈ HK$208,132/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$1,825,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,940
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,862
−HK$2,964/mo
Today · 4.125%
HK$114,826
baseline
▲ 0.50% · 4.625%
HK$120,879
+HK$6,053/mo
Deposit HK$21.47M · loan HK$21.47M · min. income ≈ HK$229,652/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$1,825,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,510
−HK$7,369/mo
▼ 0.25% · 3.875%
HK$121,165
−HK$3,714/mo
Today · 4.125%
HK$124,879
baseline
▲ 0.50% · 4.625%
HK$132,477
+HK$7,598/mo
Deposit HK$17.18M · loan HK$25.77M · min. income ≈ HK$249,758/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,825,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,728
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$134,235
−HK$3,556/mo
Today · 4.125%
HK$137,791
baseline
▲ 0.50% · 4.625%
HK$145,054
+HK$7,263/mo
Deposit HK$17.18M · loan HK$25.77M · min. income ≈ HK$275,582/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,825,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,095
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$141,359
−HK$4,333/mo
Today · 4.125%
HK$145,692
baseline
▲ 0.50% · 4.625%
HK$154,557
+HK$8,865/mo
Deposit HK$12.88M · loan HK$30.06M · min. income ≈ HK$291,384/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,825,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,517
−HK$8,240/mo
▼ 0.25% · 3.875%
HK$156,607
−HK$4,150/mo
Today · 4.125%
HK$160,757
baseline
▲ 0.50% · 4.625%
HK$169,230
+HK$8,473/mo
Deposit HK$12.88M · loan HK$30.06M · min. income ≈ HK$321,514/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,825,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,265
−HK$11,053/mo
▼ 0.25% · 3.875%
HK$181,748
−HK$5,570/mo
Today · 4.125%
HK$187,318
baseline
▲ 0.50% · 4.625%
HK$198,716
+HK$11,398/mo
Deposit HK$4.29M · loan HK$38.65M · min. income ≈ HK$374,636/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,825,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,093
−HK$10,594/mo
▼ 0.25% · 3.875%
HK$201,352
−HK$5,335/mo
Today · 4.125%
HK$206,687
baseline
▲ 0.50% · 4.625%
HK$217,582
+HK$10,895/mo
Deposit HK$4.29M · loan HK$38.65M · min. income ≈ HK$413,374/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,825,148 · Scale 2, in force from 26 Feb 2026)