LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,927
−HK$6,141/mo
▼ 0.25% · 3.875%
HK$100,973
−HK$3,095/mo
Today · 4.125%
HK$104,068
baseline
▲ 0.50% · 4.625%
HK$110,400
+HK$6,332/mo
Deposit HK$21.47M · loan HK$21.47M · min. income ≈ HK$208,136/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$1,825,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,943
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,865
−HK$2,964/mo
Today · 4.125%
HK$114,829
baseline
▲ 0.50% · 4.625%
HK$120,882
+HK$6,053/mo
Deposit HK$21.47M · loan HK$21.47M · min. income ≈ HK$229,658/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$1,825,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,512
−HK$7,370/mo
▼ 0.25% · 3.875%
HK$121,168
−HK$3,714/mo
Today · 4.125%
HK$124,882
baseline
▲ 0.50% · 4.625%
HK$132,480
+HK$7,598/mo
Deposit HK$17.18M · loan HK$25.77M · min. income ≈ HK$249,764/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,825,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,731
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$134,238
−HK$3,556/mo
Today · 4.125%
HK$137,794
baseline
▲ 0.50% · 4.625%
HK$145,058
+HK$7,264/mo
Deposit HK$17.18M · loan HK$25.77M · min. income ≈ HK$275,588/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,825,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,098
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$141,362
−HK$4,333/mo
Today · 4.125%
HK$145,695
baseline
▲ 0.50% · 4.625%
HK$154,560
+HK$8,865/mo
Deposit HK$12.88M · loan HK$30.06M · min. income ≈ HK$291,390/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,825,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,520
−HK$8,240/mo
▼ 0.25% · 3.875%
HK$156,611
−HK$4,149/mo
Today · 4.125%
HK$160,760
baseline
▲ 0.50% · 4.625%
HK$169,234
+HK$8,474/mo
Deposit HK$12.88M · loan HK$30.06M · min. income ≈ HK$321,520/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,825,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,269
−HK$11,053/mo
▼ 0.25% · 3.875%
HK$181,752
−HK$5,570/mo
Today · 4.125%
HK$187,322
baseline
▲ 0.50% · 4.625%
HK$198,720
+HK$11,398/mo
Deposit HK$4.29M · loan HK$38.65M · min. income ≈ HK$374,644/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,825,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,097
−HK$10,595/mo
▼ 0.25% · 3.875%
HK$201,356
−HK$5,336/mo
Today · 4.125%
HK$206,692
baseline
▲ 0.50% · 4.625%
HK$217,587
+HK$10,895/mo
Deposit HK$4.29M · loan HK$38.65M · min. income ≈ HK$413,384/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,825,190 · Scale 2, in force from 26 Feb 2026)