LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,930
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$100,977
−HK$3,095/mo
Today · 4.125%
HK$104,072
baseline
▲ 0.50% · 4.625%
HK$110,404
+HK$6,332/mo
Deposit HK$21.47M · loan HK$21.47M · min. income ≈ HK$208,144/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$1,825,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,947
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,868
−HK$2,965/mo
Today · 4.125%
HK$114,833
baseline
▲ 0.50% · 4.625%
HK$120,886
+HK$6,053/mo
Deposit HK$21.47M · loan HK$21.47M · min. income ≈ HK$229,666/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$1,825,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,516
−HK$7,370/mo
▼ 0.25% · 3.875%
HK$121,172
−HK$3,714/mo
Today · 4.125%
HK$124,886
baseline
▲ 0.50% · 4.625%
HK$132,485
+HK$7,599/mo
Deposit HK$17.18M · loan HK$25.77M · min. income ≈ HK$249,772/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,825,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,736
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$134,242
−HK$3,557/mo
Today · 4.125%
HK$137,799
baseline
▲ 0.50% · 4.625%
HK$145,063
+HK$7,264/mo
Deposit HK$17.18M · loan HK$25.77M · min. income ≈ HK$275,598/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$1,825,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,103
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$141,367
−HK$4,333/mo
Today · 4.125%
HK$145,700
baseline
▲ 0.50% · 4.625%
HK$154,566
+HK$8,866/mo
Deposit HK$12.88M · loan HK$30.06M · min. income ≈ HK$291,400/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,825,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,525
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$156,616
−HK$4,150/mo
Today · 4.125%
HK$160,766
baseline
▲ 0.50% · 4.625%
HK$169,240
+HK$8,474/mo
Deposit HK$12.88M · loan HK$30.06M · min. income ≈ HK$321,532/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,825,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,275
−HK$11,054/mo
▼ 0.25% · 3.875%
HK$181,758
−HK$5,571/mo
Today · 4.125%
HK$187,329
baseline
▲ 0.50% · 4.625%
HK$198,727
+HK$11,398/mo
Deposit HK$4.29M · loan HK$38.65M · min. income ≈ HK$374,658/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,825,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,104
−HK$10,595/mo
▼ 0.25% · 3.875%
HK$201,363
−HK$5,336/mo
Today · 4.125%
HK$206,699
baseline
▲ 0.50% · 4.625%
HK$217,594
+HK$10,895/mo
Deposit HK$4.29M · loan HK$38.65M · min. income ≈ HK$413,398/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,825,252 · Scale 2, in force from 26 Feb 2026)