LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,937
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$100,984
−HK$3,095/mo
Today · 4.125%
HK$104,079
baseline
▲ 0.50% · 4.625%
HK$110,412
+HK$6,333/mo
Deposit HK$21.48M · loan HK$21.48M · min. income ≈ HK$208,158/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$1,825,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,954
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$111,876
−HK$2,965/mo
Today · 4.125%
HK$114,841
baseline
▲ 0.50% · 4.625%
HK$120,894
+HK$6,053/mo
Deposit HK$21.48M · loan HK$21.48M · min. income ≈ HK$229,682/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$1,825,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,525
−HK$7,370/mo
▼ 0.25% · 3.875%
HK$121,181
−HK$3,714/mo
Today · 4.125%
HK$124,895
baseline
▲ 0.50% · 4.625%
HK$132,494
+HK$7,599/mo
Deposit HK$17.18M · loan HK$25.77M · min. income ≈ HK$249,790/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,825,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,745
−HK$7,064/mo
▼ 0.25% · 3.875%
HK$134,252
−HK$3,557/mo
Today · 4.125%
HK$137,809
baseline
▲ 0.50% · 4.625%
HK$145,073
+HK$7,264/mo
Deposit HK$17.18M · loan HK$25.77M · min. income ≈ HK$275,618/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,825,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,112
−HK$8,598/mo
▼ 0.25% · 3.875%
HK$141,377
−HK$4,333/mo
Today · 4.125%
HK$145,710
baseline
▲ 0.50% · 4.625%
HK$154,577
+HK$8,867/mo
Deposit HK$12.89M · loan HK$30.07M · min. income ≈ HK$291,420/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,825,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,536
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$156,627
−HK$4,150/mo
Today · 4.125%
HK$160,777
baseline
▲ 0.50% · 4.625%
HK$169,252
+HK$8,475/mo
Deposit HK$12.89M · loan HK$30.07M · min. income ≈ HK$321,554/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,825,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,287
−HK$11,055/mo
▼ 0.25% · 3.875%
HK$181,771
−HK$5,571/mo
Today · 4.125%
HK$187,342
baseline
▲ 0.50% · 4.625%
HK$198,741
+HK$11,399/mo
Deposit HK$4.30M · loan HK$38.66M · min. income ≈ HK$374,684/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,825,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,118
−HK$10,595/mo
▼ 0.25% · 3.875%
HK$201,378
−HK$5,335/mo
Today · 4.125%
HK$206,713
baseline
▲ 0.50% · 4.625%
HK$217,610
+HK$10,897/mo
Deposit HK$4.30M · loan HK$38.66M · min. income ≈ HK$413,426/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,825,382 · Scale 2, in force from 26 Feb 2026)