LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,961
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$101,008
−HK$3,096/mo
Today · 4.125%
HK$104,104
baseline
▲ 0.50% · 4.625%
HK$110,439
+HK$6,335/mo
Deposit HK$21.48M · loan HK$21.48M · min. income ≈ HK$208,208/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$1,825,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,981
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$111,904
−HK$2,965/mo
Today · 4.125%
HK$114,869
baseline
▲ 0.50% · 4.625%
HK$120,924
+HK$6,055/mo
Deposit HK$21.48M · loan HK$21.48M · min. income ≈ HK$229,738/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$1,825,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,553
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$121,210
−HK$3,715/mo
Today · 4.125%
HK$124,925
baseline
▲ 0.50% · 4.625%
HK$132,526
+HK$7,601/mo
Deposit HK$17.18M · loan HK$25.78M · min. income ≈ HK$249,850/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,825,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,777
−HK$7,066/mo
▼ 0.25% · 3.875%
HK$134,284
−HK$3,559/mo
Today · 4.125%
HK$137,843
baseline
▲ 0.50% · 4.625%
HK$145,108
+HK$7,265/mo
Deposit HK$17.18M · loan HK$25.78M · min. income ≈ HK$275,686/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,825,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,146
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$141,412
−HK$4,334/mo
Today · 4.125%
HK$145,746
baseline
▲ 0.50% · 4.625%
HK$154,614
+HK$8,868/mo
Deposit HK$12.89M · loan HK$30.07M · min. income ≈ HK$291,492/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,825,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,573
−HK$8,243/mo
▼ 0.25% · 3.875%
HK$156,665
−HK$4,151/mo
Today · 4.125%
HK$160,816
baseline
▲ 0.50% · 4.625%
HK$169,293
+HK$8,477/mo
Deposit HK$12.89M · loan HK$30.07M · min. income ≈ HK$321,632/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,825,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,330
−HK$11,058/mo
▼ 0.25% · 3.875%
HK$181,815
−HK$5,573/mo
Today · 4.125%
HK$187,388
baseline
▲ 0.50% · 4.625%
HK$198,790
+HK$11,402/mo
Deposit HK$4.30M · loan HK$38.66M · min. income ≈ HK$374,776/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,825,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,166
−HK$10,598/mo
▼ 0.25% · 3.875%
HK$201,427
−HK$5,337/mo
Today · 4.125%
HK$206,764
baseline
▲ 0.50% · 4.625%
HK$217,663
+HK$10,899/mo
Deposit HK$4.30M · loan HK$38.66M · min. income ≈ HK$413,528/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,825,826 · Scale 2, in force from 26 Feb 2026)