LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,978
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$101,025
−HK$3,097/mo
Today · 4.125%
HK$104,122
baseline
▲ 0.50% · 4.625%
HK$110,457
+HK$6,335/mo
Deposit HK$21.48M · loan HK$21.48M · min. income ≈ HK$208,244/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$1,826,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,999
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$111,923
−HK$2,965/mo
Today · 4.125%
HK$114,888
baseline
▲ 0.50% · 4.625%
HK$120,944
+HK$6,056/mo
Deposit HK$21.48M · loan HK$21.48M · min. income ≈ HK$229,776/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$1,826,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,573
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$121,231
−HK$3,715/mo
Today · 4.125%
HK$124,946
baseline
▲ 0.50% · 4.625%
HK$132,549
+HK$7,603/mo
Deposit HK$17.19M · loan HK$25.78M · min. income ≈ HK$249,892/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,826,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,799
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$134,307
−HK$3,559/mo
Today · 4.125%
HK$137,866
baseline
▲ 0.50% · 4.625%
HK$145,133
+HK$7,267/mo
Deposit HK$17.19M · loan HK$25.78M · min. income ≈ HK$275,732/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$1,826,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,169
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$141,436
−HK$4,335/mo
Today · 4.125%
HK$145,771
baseline
▲ 0.50% · 4.625%
HK$154,640
+HK$8,869/mo
Deposit HK$12.89M · loan HK$30.08M · min. income ≈ HK$291,542/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,599
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$156,692
−HK$4,151/mo
Today · 4.125%
HK$160,843
baseline
▲ 0.50% · 4.625%
HK$169,322
+HK$8,479/mo
Deposit HK$12.89M · loan HK$30.08M · min. income ≈ HK$321,686/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,360
−HK$11,059/mo
▼ 0.25% · 3.875%
HK$181,846
−HK$5,573/mo
Today · 4.125%
HK$187,419
baseline
▲ 0.50% · 4.625%
HK$198,823
+HK$11,404/mo
Deposit HK$4.30M · loan HK$38.67M · min. income ≈ HK$374,838/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,826,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,199
−HK$10,600/mo
▼ 0.25% · 3.875%
HK$201,461
−HK$5,338/mo
Today · 4.125%
HK$206,799
baseline
▲ 0.50% · 4.625%
HK$217,699
+HK$10,900/mo
Deposit HK$4.30M · loan HK$38.67M · min. income ≈ HK$413,598/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,826,136 · Scale 2, in force from 26 Feb 2026)