LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,002
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$101,051
−HK$3,097/mo
Today · 4.125%
HK$104,148
baseline
▲ 0.50% · 4.625%
HK$110,485
+HK$6,337/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$208,296/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,826,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,027
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$111,951
−HK$2,966/mo
Today · 4.125%
HK$114,917
baseline
▲ 0.50% · 4.625%
HK$120,975
+HK$6,058/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$229,834/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,826,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,603
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$121,261
−HK$3,717/mo
Today · 4.125%
HK$124,978
baseline
▲ 0.50% · 4.625%
HK$132,582
+HK$7,604/mo
Deposit HK$17.19M · loan HK$25.79M · min. income ≈ HK$249,956/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,826,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,832
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$134,341
−HK$3,560/mo
Today · 4.125%
HK$137,901
baseline
▲ 0.50% · 4.625%
HK$145,169
+HK$7,268/mo
Deposit HK$17.19M · loan HK$25.79M · min. income ≈ HK$275,802/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,826,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,203
−HK$8,604/mo
▼ 0.25% · 3.875%
HK$141,471
−HK$4,336/mo
Today · 4.125%
HK$145,807
baseline
▲ 0.50% · 4.625%
HK$154,679
+HK$8,872/mo
Deposit HK$12.89M · loan HK$30.09M · min. income ≈ HK$291,614/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,637
−HK$8,247/mo
▼ 0.25% · 3.875%
HK$156,731
−HK$4,153/mo
Today · 4.125%
HK$160,884
baseline
▲ 0.50% · 4.625%
HK$169,364
+HK$8,480/mo
Deposit HK$12.89M · loan HK$30.09M · min. income ≈ HK$321,768/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,404
−HK$11,062/mo
▼ 0.25% · 3.875%
HK$181,892
−HK$5,574/mo
Today · 4.125%
HK$187,466
baseline
▲ 0.50% · 4.625%
HK$198,873
+HK$11,407/mo
Deposit HK$4.30M · loan HK$38.68M · min. income ≈ HK$374,932/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,826,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,248
−HK$10,603/mo
▼ 0.25% · 3.875%
HK$201,511
−HK$5,340/mo
Today · 4.125%
HK$206,851
baseline
▲ 0.50% · 4.625%
HK$217,754
+HK$10,903/mo
Deposit HK$4.30M · loan HK$38.68M · min. income ≈ HK$413,702/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,826,595 · Scale 2, in force from 26 Feb 2026)