LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,003
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,051
−HK$3,097/mo
Today · 4.125%
HK$104,148
baseline
▲ 0.50% · 4.625%
HK$110,486
+HK$6,338/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$208,296/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,826,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,027
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$111,951
−HK$2,967/mo
Today · 4.125%
HK$114,918
baseline
▲ 0.50% · 4.625%
HK$120,975
+HK$6,057/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$229,836/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,826,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,603
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$121,262
−HK$3,716/mo
Today · 4.125%
HK$124,978
baseline
▲ 0.50% · 4.625%
HK$132,583
+HK$7,605/mo
Deposit HK$17.19M · loan HK$25.79M · min. income ≈ HK$249,956/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,826,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,833
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$134,341
−HK$3,560/mo
Today · 4.125%
HK$137,901
baseline
▲ 0.50% · 4.625%
HK$145,170
+HK$7,269/mo
Deposit HK$17.19M · loan HK$25.79M · min. income ≈ HK$275,802/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,826,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,204
−HK$8,604/mo
▼ 0.25% · 3.875%
HK$141,472
−HK$4,336/mo
Today · 4.125%
HK$145,808
baseline
▲ 0.50% · 4.625%
HK$154,680
+HK$8,872/mo
Deposit HK$12.89M · loan HK$30.09M · min. income ≈ HK$291,616/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,638
−HK$8,247/mo
▼ 0.25% · 3.875%
HK$156,732
−HK$4,153/mo
Today · 4.125%
HK$160,885
baseline
▲ 0.50% · 4.625%
HK$169,365
+HK$8,480/mo
Deposit HK$12.89M · loan HK$30.09M · min. income ≈ HK$321,770/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,405
−HK$11,062/mo
▼ 0.25% · 3.875%
HK$181,892
−HK$5,575/mo
Today · 4.125%
HK$187,467
baseline
▲ 0.50% · 4.625%
HK$198,874
+HK$11,407/mo
Deposit HK$4.30M · loan HK$38.68M · min. income ≈ HK$374,934/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,826,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,249
−HK$10,603/mo
▼ 0.25% · 3.875%
HK$201,512
−HK$5,340/mo
Today · 4.125%
HK$206,852
baseline
▲ 0.50% · 4.625%
HK$217,755
+HK$10,903/mo
Deposit HK$4.30M · loan HK$38.68M · min. income ≈ HK$413,704/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,826,602 · Scale 2, in force from 26 Feb 2026)