LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,003
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$101,052
−HK$3,097/mo
Today · 4.125%
HK$104,149
baseline
▲ 0.50% · 4.625%
HK$110,486
+HK$6,337/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$208,298/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,826,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,027
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$111,952
−HK$2,966/mo
Today · 4.125%
HK$114,918
baseline
▲ 0.50% · 4.625%
HK$120,975
+HK$6,057/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$229,836/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,826,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,604
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$121,262
−HK$3,716/mo
Today · 4.125%
HK$124,978
baseline
▲ 0.50% · 4.625%
HK$132,583
+HK$7,605/mo
Deposit HK$17.19M · loan HK$25.79M · min. income ≈ HK$249,956/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,826,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,833
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$134,342
−HK$3,559/mo
Today · 4.125%
HK$137,901
baseline
▲ 0.50% · 4.625%
HK$145,170
+HK$7,269/mo
Deposit HK$17.19M · loan HK$25.79M · min. income ≈ HK$275,802/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,826,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,204
−HK$8,604/mo
▼ 0.25% · 3.875%
HK$141,472
−HK$4,336/mo
Today · 4.125%
HK$145,808
baseline
▲ 0.50% · 4.625%
HK$154,680
+HK$8,872/mo
Deposit HK$12.89M · loan HK$30.09M · min. income ≈ HK$291,616/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,638
−HK$8,247/mo
▼ 0.25% · 3.875%
HK$156,732
−HK$4,153/mo
Today · 4.125%
HK$160,885
baseline
▲ 0.50% · 4.625%
HK$169,365
+HK$8,480/mo
Deposit HK$12.89M · loan HK$30.09M · min. income ≈ HK$321,770/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,406
−HK$11,062/mo
▼ 0.25% · 3.875%
HK$181,893
−HK$5,575/mo
Today · 4.125%
HK$187,468
baseline
▲ 0.50% · 4.625%
HK$198,875
+HK$11,407/mo
Deposit HK$4.30M · loan HK$38.68M · min. income ≈ HK$374,936/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,826,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,249
−HK$10,603/mo
▼ 0.25% · 3.875%
HK$201,513
−HK$5,339/mo
Today · 4.125%
HK$206,852
baseline
▲ 0.50% · 4.625%
HK$217,756
+HK$10,904/mo
Deposit HK$4.30M · loan HK$38.68M · min. income ≈ HK$413,704/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$1,826,607 · Scale 2, in force from 26 Feb 2026)