LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,012
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$101,061
−HK$3,097/mo
Today · 4.125%
HK$104,158
baseline
▲ 0.50% · 4.625%
HK$110,496
+HK$6,338/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$208,316/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,826,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,037
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$111,962
−HK$2,966/mo
Today · 4.125%
HK$114,928
baseline
▲ 0.50% · 4.625%
HK$120,986
+HK$6,058/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$229,856/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,826,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,614
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,273
−HK$3,717/mo
Today · 4.125%
HK$124,990
baseline
▲ 0.50% · 4.625%
HK$132,595
+HK$7,605/mo
Deposit HK$17.19M · loan HK$25.79M · min. income ≈ HK$249,980/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,826,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,845
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$134,354
−HK$3,560/mo
Today · 4.125%
HK$137,914
baseline
▲ 0.50% · 4.625%
HK$145,184
+HK$7,270/mo
Deposit HK$17.19M · loan HK$25.79M · min. income ≈ HK$275,828/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,826,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,217
−HK$8,604/mo
▼ 0.25% · 3.875%
HK$141,485
−HK$4,336/mo
Today · 4.125%
HK$145,821
baseline
▲ 0.50% · 4.625%
HK$154,694
+HK$8,873/mo
Deposit HK$12.89M · loan HK$30.09M · min. income ≈ HK$291,642/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,652
−HK$8,248/mo
▼ 0.25% · 3.875%
HK$156,746
−HK$4,154/mo
Today · 4.125%
HK$160,900
baseline
▲ 0.50% · 4.625%
HK$169,381
+HK$8,481/mo
Deposit HK$12.89M · loan HK$30.09M · min. income ≈ HK$321,800/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,422
−HK$11,063/mo
▼ 0.25% · 3.875%
HK$181,909
−HK$5,576/mo
Today · 4.125%
HK$187,485
baseline
▲ 0.50% · 4.625%
HK$198,893
+HK$11,408/mo
Deposit HK$4.30M · loan HK$38.68M · min. income ≈ HK$374,970/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,826,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,267
−HK$10,604/mo
▼ 0.25% · 3.875%
HK$201,531
−HK$5,340/mo
Today · 4.125%
HK$206,871
baseline
▲ 0.50% · 4.625%
HK$217,775
+HK$10,904/mo
Deposit HK$4.30M · loan HK$38.68M · min. income ≈ HK$413,742/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,826,772 · Scale 2, in force from 26 Feb 2026)