LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,013
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$101,061
−HK$3,098/mo
Today · 4.125%
HK$104,159
baseline
▲ 0.50% · 4.625%
HK$110,497
+HK$6,338/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$208,318/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,826,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,038
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$111,963
−HK$2,966/mo
Today · 4.125%
HK$114,929
baseline
▲ 0.50% · 4.625%
HK$120,987
+HK$6,058/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$229,858/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,826,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,615
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,274
−HK$3,717/mo
Today · 4.125%
HK$124,991
baseline
▲ 0.50% · 4.625%
HK$132,596
+HK$7,605/mo
Deposit HK$17.19M · loan HK$25.79M · min. income ≈ HK$249,982/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,826,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,846
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$134,355
−HK$3,560/mo
Today · 4.125%
HK$137,915
baseline
▲ 0.50% · 4.625%
HK$145,185
+HK$7,270/mo
Deposit HK$17.19M · loan HK$25.79M · min. income ≈ HK$275,830/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,826,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,218
−HK$8,605/mo
▼ 0.25% · 3.875%
HK$141,486
−HK$4,337/mo
Today · 4.125%
HK$145,823
baseline
▲ 0.50% · 4.625%
HK$154,696
+HK$8,873/mo
Deposit HK$12.89M · loan HK$30.09M · min. income ≈ HK$291,646/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,653
−HK$8,248/mo
▼ 0.25% · 3.875%
HK$156,748
−HK$4,153/mo
Today · 4.125%
HK$160,901
baseline
▲ 0.50% · 4.625%
HK$169,382
+HK$8,481/mo
Deposit HK$12.89M · loan HK$30.09M · min. income ≈ HK$321,802/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,826,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,423
−HK$11,063/mo
▼ 0.25% · 3.875%
HK$181,911
−HK$5,575/mo
Today · 4.125%
HK$187,486
baseline
▲ 0.50% · 4.625%
HK$198,894
+HK$11,408/mo
Deposit HK$4.30M · loan HK$38.68M · min. income ≈ HK$374,972/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,826,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,269
−HK$10,603/mo
▼ 0.25% · 3.875%
HK$201,533
−HK$5,339/mo
Today · 4.125%
HK$206,872
baseline
▲ 0.50% · 4.625%
HK$217,777
+HK$10,905/mo
Deposit HK$4.30M · loan HK$38.68M · min. income ≈ HK$413,744/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,826,786 · Scale 2, in force from 26 Feb 2026)