LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,026
−HK$6,147/mo
▼ 0.25% · 3.875%
HK$101,075
−HK$3,098/mo
Today · 4.125%
HK$104,173
baseline
▲ 0.50% · 4.625%
HK$110,511
+HK$6,338/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$208,346/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,827,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,053
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$111,977
−HK$2,967/mo
Today · 4.125%
HK$114,944
baseline
▲ 0.50% · 4.625%
HK$121,003
+HK$6,059/mo
Deposit HK$21.49M · loan HK$21.49M · min. income ≈ HK$229,888/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,827,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,631
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,290
−HK$3,717/mo
Today · 4.125%
HK$125,007
baseline
▲ 0.50% · 4.625%
HK$132,614
+HK$7,607/mo
Deposit HK$17.20M · loan HK$25.79M · min. income ≈ HK$250,014/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,827,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,863
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$134,373
−HK$3,560/mo
Today · 4.125%
HK$137,933
baseline
▲ 0.50% · 4.625%
HK$145,204
+HK$7,271/mo
Deposit HK$17.20M · loan HK$25.79M · min. income ≈ HK$275,866/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,827,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,236
−HK$8,606/mo
▼ 0.25% · 3.875%
HK$141,505
−HK$4,337/mo
Today · 4.125%
HK$145,842
baseline
▲ 0.50% · 4.625%
HK$154,716
+HK$8,874/mo
Deposit HK$12.90M · loan HK$30.09M · min. income ≈ HK$291,684/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,827,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,674
−HK$8,248/mo
▼ 0.25% · 3.875%
HK$156,768
−HK$4,154/mo
Today · 4.125%
HK$160,922
baseline
▲ 0.50% · 4.625%
HK$169,404
+HK$8,482/mo
Deposit HK$12.90M · loan HK$30.09M · min. income ≈ HK$321,844/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,827,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,446
−HK$11,065/mo
▼ 0.25% · 3.875%
HK$181,935
−HK$5,576/mo
Today · 4.125%
HK$187,511
baseline
▲ 0.50% · 4.625%
HK$198,920
+HK$11,409/mo
Deposit HK$4.30M · loan HK$38.69M · min. income ≈ HK$375,022/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,295
−HK$10,605/mo
▼ 0.25% · 3.875%
HK$201,559
−HK$5,341/mo
Today · 4.125%
HK$206,900
baseline
▲ 0.50% · 4.625%
HK$217,806
+HK$10,906/mo
Deposit HK$4.30M · loan HK$38.69M · min. income ≈ HK$413,800/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,027 · Scale 2, in force from 26 Feb 2026)