LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,030
−HK$6,148/mo
▼ 0.25% · 3.875%
HK$101,080
−HK$3,098/mo
Today · 4.125%
HK$104,178
baseline
▲ 0.50% · 4.625%
HK$110,517
+HK$6,339/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$208,356/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,827,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,058
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$111,983
−HK$2,967/mo
Today · 4.125%
HK$114,950
baseline
▲ 0.50% · 4.625%
HK$121,009
+HK$6,059/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$229,900/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,827,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,636
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$121,295
−HK$3,718/mo
Today · 4.125%
HK$125,013
baseline
▲ 0.50% · 4.625%
HK$132,620
+HK$7,607/mo
Deposit HK$17.20M · loan HK$25.79M · min. income ≈ HK$250,026/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,827,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,869
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$134,379
−HK$3,561/mo
Today · 4.125%
HK$137,940
baseline
▲ 0.50% · 4.625%
HK$145,211
+HK$7,271/mo
Deposit HK$17.20M · loan HK$25.79M · min. income ≈ HK$275,880/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,827,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,242
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$141,511
−HK$4,338/mo
Today · 4.125%
HK$145,849
baseline
▲ 0.50% · 4.625%
HK$154,723
+HK$8,874/mo
Deposit HK$12.90M · loan HK$30.09M · min. income ≈ HK$291,698/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,827,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,681
−HK$8,249/mo
▼ 0.25% · 3.875%
HK$156,776
−HK$4,154/mo
Today · 4.125%
HK$160,930
baseline
▲ 0.50% · 4.625%
HK$169,412
+HK$8,482/mo
Deposit HK$12.90M · loan HK$30.09M · min. income ≈ HK$321,860/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,827,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,454
−HK$11,066/mo
▼ 0.25% · 3.875%
HK$181,943
−HK$5,577/mo
Today · 4.125%
HK$187,520
baseline
▲ 0.50% · 4.625%
HK$198,930
+HK$11,410/mo
Deposit HK$4.30M · loan HK$38.69M · min. income ≈ HK$375,040/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,304
−HK$10,605/mo
▼ 0.25% · 3.875%
HK$201,569
−HK$5,340/mo
Today · 4.125%
HK$206,909
baseline
▲ 0.50% · 4.625%
HK$217,816
+HK$10,907/mo
Deposit HK$4.30M · loan HK$38.69M · min. income ≈ HK$413,818/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,113 · Scale 2, in force from 26 Feb 2026)