LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,036
−HK$6,148/mo
▼ 0.25% · 3.875%
HK$101,086
−HK$3,098/mo
Today · 4.125%
HK$104,184
baseline
▲ 0.50% · 4.625%
HK$110,523
+HK$6,339/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$208,368/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,827,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,064
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$111,990
−HK$2,967/mo
Today · 4.125%
HK$114,957
baseline
▲ 0.50% · 4.625%
HK$121,016
+HK$6,059/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$229,914/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$1,827,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,644
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$121,303
−HK$3,718/mo
Today · 4.125%
HK$125,021
baseline
▲ 0.50% · 4.625%
HK$132,628
+HK$7,607/mo
Deposit HK$17.20M · loan HK$25.80M · min. income ≈ HK$250,042/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,827,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,877
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$134,387
−HK$3,561/mo
Today · 4.125%
HK$137,948
baseline
▲ 0.50% · 4.625%
HK$145,220
+HK$7,272/mo
Deposit HK$17.20M · loan HK$25.80M · min. income ≈ HK$275,896/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$1,827,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,251
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$141,520
−HK$4,338/mo
Today · 4.125%
HK$145,858
baseline
▲ 0.50% · 4.625%
HK$154,733
+HK$8,875/mo
Deposit HK$12.90M · loan HK$30.10M · min. income ≈ HK$291,716/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,690
−HK$8,250/mo
▼ 0.25% · 3.875%
HK$156,785
−HK$4,155/mo
Today · 4.125%
HK$160,940
baseline
▲ 0.50% · 4.625%
HK$169,423
+HK$8,483/mo
Deposit HK$12.90M · loan HK$30.10M · min. income ≈ HK$321,880/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,465
−HK$11,066/mo
▼ 0.25% · 3.875%
HK$181,955
−HK$5,576/mo
Today · 4.125%
HK$187,531
baseline
▲ 0.50% · 4.625%
HK$198,942
+HK$11,411/mo
Deposit HK$4.30M · loan HK$38.69M · min. income ≈ HK$375,062/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,316
−HK$10,606/mo
▼ 0.25% · 3.875%
HK$201,581
−HK$5,341/mo
Today · 4.125%
HK$206,922
baseline
▲ 0.50% · 4.625%
HK$217,830
+HK$10,908/mo
Deposit HK$4.30M · loan HK$38.69M · min. income ≈ HK$413,844/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,227 · Scale 2, in force from 26 Feb 2026)