LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,043
−HK$6,149/mo
▼ 0.25% · 3.875%
HK$101,093
−HK$3,099/mo
Today · 4.125%
HK$104,192
baseline
▲ 0.50% · 4.625%
HK$110,531
+HK$6,339/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$208,384/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,072
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$111,998
−HK$2,967/mo
Today · 4.125%
HK$114,965
baseline
▲ 0.50% · 4.625%
HK$121,025
+HK$6,060/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$229,930/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,652
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$121,312
−HK$3,718/mo
Today · 4.125%
HK$125,030
baseline
▲ 0.50% · 4.625%
HK$132,638
+HK$7,608/mo
Deposit HK$17.20M · loan HK$25.80M · min. income ≈ HK$250,060/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,887
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$134,397
−HK$3,561/mo
Today · 4.125%
HK$137,958
baseline
▲ 0.50% · 4.625%
HK$145,230
+HK$7,272/mo
Deposit HK$17.20M · loan HK$25.80M · min. income ≈ HK$275,916/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,261
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$141,530
−HK$4,338/mo
Today · 4.125%
HK$145,868
baseline
▲ 0.50% · 4.625%
HK$154,744
+HK$8,876/mo
Deposit HK$12.90M · loan HK$30.10M · min. income ≈ HK$291,736/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,701
−HK$8,250/mo
▼ 0.25% · 3.875%
HK$156,797
−HK$4,154/mo
Today · 4.125%
HK$160,951
baseline
▲ 0.50% · 4.625%
HK$169,435
+HK$8,484/mo
Deposit HK$12.90M · loan HK$30.10M · min. income ≈ HK$321,902/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,478
−HK$11,067/mo
▼ 0.25% · 3.875%
HK$181,968
−HK$5,577/mo
Today · 4.125%
HK$187,545
baseline
▲ 0.50% · 4.625%
HK$198,957
+HK$11,412/mo
Deposit HK$4.30M · loan HK$38.70M · min. income ≈ HK$375,090/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,330
−HK$10,607/mo
▼ 0.25% · 3.875%
HK$201,596
−HK$5,341/mo
Today · 4.125%
HK$206,937
baseline
▲ 0.50% · 4.625%
HK$217,845
+HK$10,908/mo
Deposit HK$4.30M · loan HK$38.70M · min. income ≈ HK$413,874/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,358 · Scale 2, in force from 26 Feb 2026)