LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,047
−HK$6,148/mo
▼ 0.25% · 3.875%
HK$101,097
−HK$3,098/mo
Today · 4.125%
HK$104,195
baseline
▲ 0.50% · 4.625%
HK$110,536
+HK$6,341/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$208,390/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,076
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$112,002
−HK$2,967/mo
Today · 4.125%
HK$114,969
baseline
▲ 0.50% · 4.625%
HK$121,030
+HK$6,061/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$229,938/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,656
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$121,316
−HK$3,719/mo
Today · 4.125%
HK$125,035
baseline
▲ 0.50% · 4.625%
HK$132,643
+HK$7,608/mo
Deposit HK$17.20M · loan HK$25.80M · min. income ≈ HK$250,070/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,892
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$134,402
−HK$3,561/mo
Today · 4.125%
HK$137,963
baseline
▲ 0.50% · 4.625%
HK$145,236
+HK$7,273/mo
Deposit HK$17.20M · loan HK$25.80M · min. income ≈ HK$275,926/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,266
−HK$8,608/mo
▼ 0.25% · 3.875%
HK$141,536
−HK$4,338/mo
Today · 4.125%
HK$145,874
baseline
▲ 0.50% · 4.625%
HK$154,750
+HK$8,876/mo
Deposit HK$12.90M · loan HK$30.10M · min. income ≈ HK$291,748/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,707
−HK$8,250/mo
▼ 0.25% · 3.875%
HK$156,802
−HK$4,155/mo
Today · 4.125%
HK$160,957
baseline
▲ 0.50% · 4.625%
HK$169,441
+HK$8,484/mo
Deposit HK$12.90M · loan HK$30.10M · min. income ≈ HK$321,914/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,485
−HK$11,067/mo
▼ 0.25% · 3.875%
HK$181,974
−HK$5,578/mo
Today · 4.125%
HK$187,552
baseline
▲ 0.50% · 4.625%
HK$198,964
+HK$11,412/mo
Deposit HK$4.30M · loan HK$38.70M · min. income ≈ HK$375,104/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,337
−HK$10,608/mo
▼ 0.25% · 3.875%
HK$201,603
−HK$5,342/mo
Today · 4.125%
HK$206,945
baseline
▲ 0.50% · 4.625%
HK$217,853
+HK$10,908/mo
Deposit HK$4.30M · loan HK$38.70M · min. income ≈ HK$413,890/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,427 · Scale 2, in force from 26 Feb 2026)