LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,067
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$101,118
−HK$3,099/mo
Today · 4.125%
HK$104,217
baseline
▲ 0.50% · 4.625%
HK$110,558
+HK$6,341/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$208,434/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,099
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$112,025
−HK$2,968/mo
Today · 4.125%
HK$114,993
baseline
▲ 0.50% · 4.625%
HK$121,055
+HK$6,062/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$229,986/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,681
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$121,341
−HK$3,719/mo
Today · 4.125%
HK$125,060
baseline
▲ 0.50% · 4.625%
HK$132,670
+HK$7,610/mo
Deposit HK$17.20M · loan HK$25.80M · min. income ≈ HK$250,120/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,919
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$134,430
−HK$3,562/mo
Today · 4.125%
HK$137,992
baseline
▲ 0.50% · 4.625%
HK$145,266
+HK$7,274/mo
Deposit HK$17.20M · loan HK$25.80M · min. income ≈ HK$275,984/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,294
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$141,565
−HK$4,339/mo
Today · 4.125%
HK$145,904
baseline
▲ 0.50% · 4.625%
HK$154,782
+HK$8,878/mo
Deposit HK$12.90M · loan HK$30.11M · min. income ≈ HK$291,808/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,739
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$156,835
−HK$4,156/mo
Today · 4.125%
HK$160,991
baseline
▲ 0.50% · 4.625%
HK$169,477
+HK$8,486/mo
Deposit HK$12.90M · loan HK$30.11M · min. income ≈ HK$321,982/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,521
−HK$11,070/mo
▼ 0.25% · 3.875%
HK$182,012
−HK$5,579/mo
Today · 4.125%
HK$187,591
baseline
▲ 0.50% · 4.625%
HK$199,005
+HK$11,414/mo
Deposit HK$4.30M · loan HK$38.71M · min. income ≈ HK$375,182/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,378
−HK$10,610/mo
▼ 0.25% · 3.875%
HK$201,645
−HK$5,343/mo
Today · 4.125%
HK$206,988
baseline
▲ 0.50% · 4.625%
HK$217,898
+HK$10,910/mo
Deposit HK$4.30M · loan HK$38.71M · min. income ≈ HK$413,976/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,805 · Scale 2, in force from 26 Feb 2026)