LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,069
−HK$6,149/mo
▼ 0.25% · 3.875%
HK$101,119
−HK$3,099/mo
Today · 4.125%
HK$104,218
baseline
▲ 0.50% · 4.625%
HK$110,560
+HK$6,342/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$208,436/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,100
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$112,026
−HK$2,969/mo
Today · 4.125%
HK$114,995
baseline
▲ 0.50% · 4.625%
HK$121,056
+HK$6,061/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$229,990/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,682
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$121,343
−HK$3,719/mo
Today · 4.125%
HK$125,062
baseline
▲ 0.50% · 4.625%
HK$132,672
+HK$7,610/mo
Deposit HK$17.20M · loan HK$25.80M · min. income ≈ HK$250,124/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,921
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$134,432
−HK$3,562/mo
Today · 4.125%
HK$137,994
baseline
▲ 0.50% · 4.625%
HK$145,268
+HK$7,274/mo
Deposit HK$17.20M · loan HK$25.80M · min. income ≈ HK$275,988/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,296
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$141,567
−HK$4,339/mo
Today · 4.125%
HK$145,906
baseline
▲ 0.50% · 4.625%
HK$154,784
+HK$8,878/mo
Deposit HK$12.90M · loan HK$30.11M · min. income ≈ HK$291,812/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,741
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$156,837
−HK$4,156/mo
Today · 4.125%
HK$160,993
baseline
▲ 0.50% · 4.625%
HK$169,479
+HK$8,486/mo
Deposit HK$12.90M · loan HK$30.11M · min. income ≈ HK$321,986/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,524
−HK$11,069/mo
▼ 0.25% · 3.875%
HK$182,015
−HK$5,578/mo
Today · 4.125%
HK$187,593
baseline
▲ 0.50% · 4.625%
HK$199,008
+HK$11,415/mo
Deposit HK$4.30M · loan HK$38.71M · min. income ≈ HK$375,186/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,381
−HK$10,610/mo
▼ 0.25% · 3.875%
HK$201,648
−HK$5,343/mo
Today · 4.125%
HK$206,991
baseline
▲ 0.50% · 4.625%
HK$217,901
+HK$10,910/mo
Deposit HK$4.30M · loan HK$38.71M · min. income ≈ HK$413,982/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,830 · Scale 2, in force from 26 Feb 2026)