LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,071
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$101,122
−HK$3,099/mo
Today · 4.125%
HK$104,221
baseline
▲ 0.50% · 4.625%
HK$110,563
+HK$6,342/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$208,442/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,103
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$112,029
−HK$2,969/mo
Today · 4.125%
HK$114,998
baseline
▲ 0.50% · 4.625%
HK$121,059
+HK$6,061/mo
Deposit HK$21.50M · loan HK$21.50M · min. income ≈ HK$229,996/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,685
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$121,346
−HK$3,719/mo
Today · 4.125%
HK$125,065
baseline
▲ 0.50% · 4.625%
HK$132,675
+HK$7,610/mo
Deposit HK$17.20M · loan HK$25.81M · min. income ≈ HK$250,130/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,924
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$134,435
−HK$3,562/mo
Today · 4.125%
HK$137,997
baseline
▲ 0.50% · 4.625%
HK$145,271
+HK$7,274/mo
Deposit HK$17.20M · loan HK$25.81M · min. income ≈ HK$275,994/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,300
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$141,570
−HK$4,340/mo
Today · 4.125%
HK$145,910
baseline
▲ 0.50% · 4.625%
HK$154,788
+HK$8,878/mo
Deposit HK$12.90M · loan HK$30.11M · min. income ≈ HK$291,820/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,745
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$156,841
−HK$4,156/mo
Today · 4.125%
HK$160,997
baseline
▲ 0.50% · 4.625%
HK$169,483
+HK$8,486/mo
Deposit HK$12.90M · loan HK$30.11M · min. income ≈ HK$321,994/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,528
−HK$11,070/mo
▼ 0.25% · 3.875%
HK$182,019
−HK$5,579/mo
Today · 4.125%
HK$187,598
baseline
▲ 0.50% · 4.625%
HK$199,013
+HK$11,415/mo
Deposit HK$4.30M · loan HK$38.71M · min. income ≈ HK$375,196/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,386
−HK$10,610/mo
▼ 0.25% · 3.875%
HK$201,653
−HK$5,343/mo
Today · 4.125%
HK$206,996
baseline
▲ 0.50% · 4.625%
HK$217,907
+HK$10,911/mo
Deposit HK$4.30M · loan HK$38.71M · min. income ≈ HK$413,992/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,876 · Scale 2, in force from 26 Feb 2026)