LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,076
−HK$6,151/mo
▼ 0.25% · 3.875%
HK$101,127
−HK$3,100/mo
Today · 4.125%
HK$104,227
baseline
▲ 0.50% · 4.625%
HK$110,569
+HK$6,342/mo
Deposit HK$21.51M · loan HK$21.51M · min. income ≈ HK$208,454/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,109
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$112,035
−HK$2,969/mo
Today · 4.125%
HK$115,004
baseline
▲ 0.50% · 4.625%
HK$121,066
+HK$6,062/mo
Deposit HK$21.51M · loan HK$21.51M · min. income ≈ HK$230,008/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,827,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,692
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$121,353
−HK$3,719/mo
Today · 4.125%
HK$125,072
baseline
▲ 0.50% · 4.625%
HK$132,682
+HK$7,610/mo
Deposit HK$17.20M · loan HK$25.81M · min. income ≈ HK$250,144/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,931
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$134,442
−HK$3,563/mo
Today · 4.125%
HK$138,005
baseline
▲ 0.50% · 4.625%
HK$145,279
+HK$7,274/mo
Deposit HK$17.20M · loan HK$25.81M · min. income ≈ HK$276,010/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,827,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,307
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$141,578
−HK$4,339/mo
Today · 4.125%
HK$145,917
baseline
▲ 0.50% · 4.625%
HK$154,796
+HK$8,879/mo
Deposit HK$12.90M · loan HK$30.11M · min. income ≈ HK$291,834/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,753
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$156,849
−HK$4,156/mo
Today · 4.125%
HK$161,005
baseline
▲ 0.50% · 4.625%
HK$169,492
+HK$8,487/mo
Deposit HK$12.90M · loan HK$30.11M · min. income ≈ HK$322,010/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,827,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,538
−HK$11,070/mo
▼ 0.25% · 3.875%
HK$182,029
−HK$5,579/mo
Today · 4.125%
HK$187,608
baseline
▲ 0.50% · 4.625%
HK$199,023
+HK$11,415/mo
Deposit HK$4.30M · loan HK$38.71M · min. income ≈ HK$375,216/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,396
−HK$10,611/mo
▼ 0.25% · 3.875%
HK$201,663
−HK$5,344/mo
Today · 4.125%
HK$207,007
baseline
▲ 0.50% · 4.625%
HK$217,919
+HK$10,912/mo
Deposit HK$4.30M · loan HK$38.71M · min. income ≈ HK$414,014/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,827,973 · Scale 2, in force from 26 Feb 2026)