LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,081
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$101,131
−HK$3,100/mo
Today · 4.125%
HK$104,231
baseline
▲ 0.50% · 4.625%
HK$110,573
+HK$6,342/mo
Deposit HK$21.51M · loan HK$21.51M · min. income ≈ HK$208,462/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,828,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,114
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$112,040
−HK$2,969/mo
Today · 4.125%
HK$115,009
baseline
▲ 0.50% · 4.625%
HK$121,071
+HK$6,062/mo
Deposit HK$21.51M · loan HK$21.51M · min. income ≈ HK$230,018/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$1,828,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,697
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$121,358
−HK$3,719/mo
Today · 4.125%
HK$125,077
baseline
▲ 0.50% · 4.625%
HK$132,688
+HK$7,611/mo
Deposit HK$17.21M · loan HK$25.81M · min. income ≈ HK$250,154/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,828,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,936
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$134,448
−HK$3,562/mo
Today · 4.125%
HK$138,010
baseline
▲ 0.50% · 4.625%
HK$145,285
+HK$7,275/mo
Deposit HK$17.21M · loan HK$25.81M · min. income ≈ HK$276,020/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$1,828,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,313
−HK$8,611/mo
▼ 0.25% · 3.875%
HK$141,584
−HK$4,340/mo
Today · 4.125%
HK$145,924
baseline
▲ 0.50% · 4.625%
HK$154,803
+HK$8,879/mo
Deposit HK$12.90M · loan HK$30.11M · min. income ≈ HK$291,848/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,828,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,759
−HK$8,253/mo
▼ 0.25% · 3.875%
HK$156,856
−HK$4,156/mo
Today · 4.125%
HK$161,012
baseline
▲ 0.50% · 4.625%
HK$169,499
+HK$8,487/mo
Deposit HK$12.90M · loan HK$30.11M · min. income ≈ HK$322,024/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,828,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,545
−HK$11,071/mo
▼ 0.25% · 3.875%
HK$182,037
−HK$5,579/mo
Today · 4.125%
HK$187,616
baseline
▲ 0.50% · 4.625%
HK$199,032
+HK$11,416/mo
Deposit HK$4.30M · loan HK$38.71M · min. income ≈ HK$375,232/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,828,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,405
−HK$10,611/mo
▼ 0.25% · 3.875%
HK$201,672
−HK$5,344/mo
Today · 4.125%
HK$207,016
baseline
▲ 0.50% · 4.625%
HK$217,928
+HK$10,912/mo
Deposit HK$4.30M · loan HK$38.71M · min. income ≈ HK$414,032/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,828,051 · Scale 2, in force from 26 Feb 2026)