LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,105
−HK$6,152/mo
▼ 0.25% · 3.875%
HK$101,156
−HK$3,101/mo
Today · 4.125%
HK$104,257
baseline
▲ 0.50% · 4.625%
HK$110,600
+HK$6,343/mo
Deposit HK$21.51M · loan HK$21.51M · min. income ≈ HK$208,514/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$1,828,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,140
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$112,067
−HK$2,970/mo
Today · 4.125%
HK$115,037
baseline
▲ 0.50% · 4.625%
HK$121,101
+HK$6,064/mo
Deposit HK$21.51M · loan HK$21.51M · min. income ≈ HK$230,074/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$1,828,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,725
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$121,387
−HK$3,721/mo
Today · 4.125%
HK$125,108
baseline
▲ 0.50% · 4.625%
HK$132,720
+HK$7,612/mo
Deposit HK$17.21M · loan HK$25.81M · min. income ≈ HK$250,216/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,828,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,968
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$134,481
−HK$3,563/mo
Today · 4.125%
HK$138,044
baseline
▲ 0.50% · 4.625%
HK$145,321
+HK$7,277/mo
Deposit HK$17.21M · loan HK$25.81M · min. income ≈ HK$276,088/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,828,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,346
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$141,619
−HK$4,340/mo
Today · 4.125%
HK$145,959
baseline
▲ 0.50% · 4.625%
HK$154,841
+HK$8,882/mo
Deposit HK$12.91M · loan HK$30.12M · min. income ≈ HK$291,918/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,828,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,796
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$156,894
−HK$4,158/mo
Today · 4.125%
HK$161,052
baseline
▲ 0.50% · 4.625%
HK$169,541
+HK$8,489/mo
Deposit HK$12.91M · loan HK$30.12M · min. income ≈ HK$322,104/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,828,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,588
−HK$11,074/mo
▼ 0.25% · 3.875%
HK$182,081
−HK$5,581/mo
Today · 4.125%
HK$187,662
baseline
▲ 0.50% · 4.625%
HK$199,081
+HK$11,419/mo
Deposit HK$4.30M · loan HK$38.72M · min. income ≈ HK$375,324/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,828,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,453
−HK$10,613/mo
▼ 0.25% · 3.875%
HK$201,721
−HK$5,345/mo
Today · 4.125%
HK$207,066
baseline
▲ 0.50% · 4.625%
HK$217,981
+HK$10,915/mo
Deposit HK$4.30M · loan HK$38.72M · min. income ≈ HK$414,132/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,828,499 · Scale 2, in force from 26 Feb 2026)