LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,810
−HK$616/mo
▼ 0.25% · 3.875%
HK$10,116
−HK$310/mo
Today · 4.125%
HK$10,426
baseline
▲ 0.50% · 4.625%
HK$11,060
+HK$634/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$20,852/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$60,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,914
−HK$590/mo
▼ 0.25% · 3.875%
HK$11,207
−HK$297/mo
Today · 4.125%
HK$11,504
baseline
▲ 0.50% · 4.625%
HK$12,110
+HK$606/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$23,008/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$60,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,773
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,139
−HK$372/mo
Today · 4.125%
HK$12,511
baseline
▲ 0.50% · 4.625%
HK$13,272
+HK$761/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$25,022/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$60,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,097
−HK$707/mo
▼ 0.25% · 3.875%
HK$13,448
−HK$356/mo
Today · 4.125%
HK$13,804
baseline
▲ 0.50% · 4.625%
HK$14,532
+HK$728/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$27,608/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$60,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,735
−HK$861/mo
▼ 0.25% · 3.875%
HK$14,162
−HK$434/mo
Today · 4.125%
HK$14,596
baseline
▲ 0.50% · 4.625%
HK$15,484
+HK$888/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$29,192/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$60,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,280
−HK$825/mo
▼ 0.25% · 3.875%
HK$15,689
−HK$416/mo
Today · 4.125%
HK$16,105
baseline
▲ 0.50% · 4.625%
HK$16,954
+HK$849/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$32,210/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$60,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,659
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,208
−HK$558/mo
Today · 4.125%
HK$18,766
baseline
▲ 0.50% · 4.625%
HK$19,908
+HK$1,142/mo
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,532/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$60,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,645
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,172
−HK$535/mo
Today · 4.125%
HK$20,707
baseline
▲ 0.50% · 4.625%
HK$21,798
+HK$1,091/mo
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$41,414/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$60,571 · Scale 2, in force from 26 Feb 2026)