LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,112
−HK$6,152/mo
▼ 0.25% · 3.875%
HK$101,164
−HK$3,100/mo
Today · 4.125%
HK$104,264
baseline
▲ 0.50% · 4.625%
HK$110,608
+HK$6,344/mo
Deposit HK$21.51M · loan HK$21.51M · min. income ≈ HK$208,528/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$1,828,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,148
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$112,076
−HK$2,969/mo
Today · 4.125%
HK$115,045
baseline
▲ 0.50% · 4.625%
HK$121,109
+HK$6,064/mo
Deposit HK$21.51M · loan HK$21.51M · min. income ≈ HK$230,090/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$1,828,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,734
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$121,396
−HK$3,721/mo
Today · 4.125%
HK$125,117
baseline
▲ 0.50% · 4.625%
HK$132,730
+HK$7,613/mo
Deposit HK$17.21M · loan HK$25.82M · min. income ≈ HK$250,234/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,828,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,978
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$134,491
−HK$3,563/mo
Today · 4.125%
HK$138,054
baseline
▲ 0.50% · 4.625%
HK$145,331
+HK$7,277/mo
Deposit HK$17.21M · loan HK$25.82M · min. income ≈ HK$276,108/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,828,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,356
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$141,629
−HK$4,341/mo
Today · 4.125%
HK$145,970
baseline
▲ 0.50% · 4.625%
HK$154,852
+HK$8,882/mo
Deposit HK$12.91M · loan HK$30.12M · min. income ≈ HK$291,940/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,828,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,808
−HK$8,255/mo
▼ 0.25% · 3.875%
HK$156,906
−HK$4,157/mo
Today · 4.125%
HK$161,063
baseline
▲ 0.50% · 4.625%
HK$169,553
+HK$8,490/mo
Deposit HK$12.91M · loan HK$30.12M · min. income ≈ HK$322,126/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,828,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,601
−HK$11,074/mo
▼ 0.25% · 3.875%
HK$182,094
−HK$5,581/mo
Today · 4.125%
HK$187,675
baseline
▲ 0.50% · 4.625%
HK$199,095
+HK$11,420/mo
Deposit HK$4.30M · loan HK$38.72M · min. income ≈ HK$375,350/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,828,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,467
−HK$10,614/mo
▼ 0.25% · 3.875%
HK$201,736
−HK$5,345/mo
Today · 4.125%
HK$207,081
baseline
▲ 0.50% · 4.625%
HK$217,997
+HK$10,916/mo
Deposit HK$4.30M · loan HK$38.72M · min. income ≈ HK$414,162/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,828,631 · Scale 2, in force from 26 Feb 2026)