LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,811
−HK$616/mo
▼ 0.25% · 3.875%
HK$10,116
−HK$311/mo
Today · 4.125%
HK$10,427
baseline
▲ 0.50% · 4.625%
HK$11,061
+HK$634/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$20,854/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$60,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,915
−HK$590/mo
▼ 0.25% · 3.875%
HK$11,208
−HK$297/mo
Today · 4.125%
HK$11,505
baseline
▲ 0.50% · 4.625%
HK$12,111
+HK$606/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$23,010/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$60,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,774
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,140
−HK$372/mo
Today · 4.125%
HK$12,512
baseline
▲ 0.50% · 4.625%
HK$13,273
+HK$761/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$25,024/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$60,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,098
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,449
−HK$357/mo
Today · 4.125%
HK$13,806
baseline
▲ 0.50% · 4.625%
HK$14,533
+HK$727/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$27,612/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$60,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,736
−HK$861/mo
▼ 0.25% · 3.875%
HK$14,163
−HK$434/mo
Today · 4.125%
HK$14,597
baseline
▲ 0.50% · 4.625%
HK$15,485
+HK$888/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$29,194/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$60,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,281
−HK$825/mo
▼ 0.25% · 3.875%
HK$15,691
−HK$415/mo
Today · 4.125%
HK$16,106
baseline
▲ 0.50% · 4.625%
HK$16,955
+HK$849/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$32,212/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$60,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,660
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,210
−HK$558/mo
Today · 4.125%
HK$18,768
baseline
▲ 0.50% · 4.625%
HK$19,910
+HK$1,142/mo
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,536/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$60,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,647
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,174
−HK$534/mo
Today · 4.125%
HK$20,708
baseline
▲ 0.50% · 4.625%
HK$21,800
+HK$1,092/mo
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$41,416/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$60,641 · Scale 2, in force from 26 Feb 2026)