LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,114
−HK$6,153/mo
▼ 0.25% · 3.875%
HK$101,166
−HK$3,101/mo
Today · 4.125%
HK$104,267
baseline
▲ 0.50% · 4.625%
HK$110,611
+HK$6,344/mo
Deposit HK$21.51M · loan HK$21.51M · min. income ≈ HK$208,534/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$1,828,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,151
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$112,078
−HK$2,970/mo
Today · 4.125%
HK$115,048
baseline
▲ 0.50% · 4.625%
HK$121,112
+HK$6,064/mo
Deposit HK$21.51M · loan HK$21.51M · min. income ≈ HK$230,096/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$1,828,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,737
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$121,399
−HK$3,721/mo
Today · 4.125%
HK$125,120
baseline
▲ 0.50% · 4.625%
HK$132,733
+HK$7,613/mo
Deposit HK$17.21M · loan HK$25.82M · min. income ≈ HK$250,240/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,828,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,981
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$134,494
−HK$3,563/mo
Today · 4.125%
HK$138,057
baseline
▲ 0.50% · 4.625%
HK$145,335
+HK$7,278/mo
Deposit HK$17.21M · loan HK$25.82M · min. income ≈ HK$276,114/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,828,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,360
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$141,632
−HK$4,341/mo
Today · 4.125%
HK$145,973
baseline
▲ 0.50% · 4.625%
HK$154,855
+HK$8,882/mo
Deposit HK$12.91M · loan HK$30.12M · min. income ≈ HK$291,946/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,828,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,811
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$156,909
−HK$4,158/mo
Today · 4.125%
HK$161,067
baseline
▲ 0.50% · 4.625%
HK$169,557
+HK$8,490/mo
Deposit HK$12.91M · loan HK$30.12M · min. income ≈ HK$322,134/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,828,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,605
−HK$11,075/mo
▼ 0.25% · 3.875%
HK$182,099
−HK$5,581/mo
Today · 4.125%
HK$187,680
baseline
▲ 0.50% · 4.625%
HK$199,100
+HK$11,420/mo
Deposit HK$4.30M · loan HK$38.72M · min. income ≈ HK$375,360/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,828,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,471
−HK$10,615/mo
▼ 0.25% · 3.875%
HK$201,741
−HK$5,345/mo
Today · 4.125%
HK$207,086
baseline
▲ 0.50% · 4.625%
HK$218,002
+HK$10,916/mo
Deposit HK$4.30M · loan HK$38.72M · min. income ≈ HK$414,172/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,828,673 · Scale 2, in force from 26 Feb 2026)