LTV · monthly repayment
▼ 0.50% · 3.625%
HK$981,158
−HK$61,527/mo
▼ 0.25% · 3.875%
HK$1,011,678
−HK$31,007/mo
Today · 4.125%
HK$1,042,685
baseline
▲ 0.50% · 4.625%
HK$1,106,130
+HK$63,445/mo
Deposit HK$215.14M · loan HK$215.14M · min. income ≈ HK$2,085,370/mo (50% DSR)
Upfront cash ≈ HK$243.11M (deposit + AVD stamp duty HK$27,968,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,091,529
−HK$58,971/mo
▼ 0.25% · 3.875%
HK$1,120,803
−HK$29,697/mo
Today · 4.125%
HK$1,150,500
baseline
▲ 0.50% · 4.625%
HK$1,211,145
+HK$60,645/mo
Deposit HK$215.14M · loan HK$215.14M · min. income ≈ HK$2,301,000/mo (50% DSR)
Upfront cash ≈ HK$243.11M (deposit + AVD stamp duty HK$27,968,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,177,390
−HK$73,832/mo
▼ 0.25% · 3.875%
HK$1,214,013
−HK$37,209/mo
Today · 4.125%
HK$1,251,222
baseline
▲ 0.50% · 4.625%
HK$1,327,356
+HK$76,134/mo
Deposit HK$172.11M · loan HK$258.17M · min. income ≈ HK$2,502,444/mo (50% DSR)
Upfront cash ≈ HK$200.08M (deposit + AVD stamp duty HK$27,968,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,309,834
−HK$70,766/mo
▼ 0.25% · 3.875%
HK$1,344,963
−HK$35,637/mo
Today · 4.125%
HK$1,380,600
baseline
▲ 0.50% · 4.625%
HK$1,453,374
+HK$72,774/mo
Deposit HK$172.11M · loan HK$258.17M · min. income ≈ HK$2,761,200/mo (50% DSR)
Upfront cash ≈ HK$200.08M (deposit + AVD stamp duty HK$27,968,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,373,621
−HK$86,138/mo
▼ 0.25% · 3.875%
HK$1,416,349
−HK$43,410/mo
Today · 4.125%
HK$1,459,759
baseline
▲ 0.50% · 4.625%
HK$1,548,582
+HK$88,823/mo
Deposit HK$129.09M · loan HK$301.20M · min. income ≈ HK$2,919,518/mo (50% DSR)
Upfront cash ≈ HK$157.05M (deposit + AVD stamp duty HK$27,968,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,528,140
−HK$82,561/mo
▼ 0.25% · 3.875%
HK$1,569,124
−HK$41,577/mo
Today · 4.125%
HK$1,610,701
baseline
▲ 0.50% · 4.625%
HK$1,695,603
+HK$84,902/mo
Deposit HK$129.09M · loan HK$301.20M · min. income ≈ HK$3,221,402/mo (50% DSR)
Upfront cash ≈ HK$157.05M (deposit + AVD stamp duty HK$27,968,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,766,085
−HK$110,749/mo
▼ 0.25% · 3.875%
HK$1,821,020
−HK$55,814/mo
Today · 4.125%
HK$1,876,834
baseline
▲ 0.50% · 4.625%
HK$1,991,034
+HK$114,200/mo
Deposit HK$43.03M · loan HK$387.26M · min. income ≈ HK$3,753,668/mo (50% DSR)
Upfront cash ≈ HK$71.00M (deposit + AVD stamp duty HK$27,968,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,964,751
−HK$106,150/mo
▼ 0.25% · 3.875%
HK$2,017,445
−HK$53,456/mo
Today · 4.125%
HK$2,070,901
baseline
▲ 0.50% · 4.625%
HK$2,180,061
+HK$109,160/mo
Deposit HK$43.03M · loan HK$387.26M · min. income ≈ HK$4,141,802/mo (50% DSR)
Upfront cash ≈ HK$71.00M (deposit + AVD stamp duty HK$27,968,466 · Scale 2, in force from 26 Feb 2026)