LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,812
−HK$616/mo
▼ 0.25% · 3.875%
HK$10,118
−HK$310/mo
Today · 4.125%
HK$10,428
baseline
▲ 0.50% · 4.625%
HK$11,062
+HK$634/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$20,856/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$60,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,916
−HK$590/mo
▼ 0.25% · 3.875%
HK$11,209
−HK$297/mo
Today · 4.125%
HK$11,506
baseline
▲ 0.50% · 4.625%
HK$12,112
+HK$606/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$23,012/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$60,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,775
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,141
−HK$372/mo
Today · 4.125%
HK$12,513
baseline
▲ 0.50% · 4.625%
HK$13,275
+HK$762/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$25,026/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$60,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,099
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,451
−HK$356/mo
Today · 4.125%
HK$13,807
baseline
▲ 0.50% · 4.625%
HK$14,535
+HK$728/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$27,614/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$60,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,737
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,165
−HK$434/mo
Today · 4.125%
HK$14,599
baseline
▲ 0.50% · 4.625%
HK$15,487
+HK$888/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$29,198/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$60,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,283
−HK$825/mo
▼ 0.25% · 3.875%
HK$15,692
−HK$416/mo
Today · 4.125%
HK$16,108
baseline
▲ 0.50% · 4.625%
HK$16,957
+HK$849/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$32,216/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$60,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,662
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,212
−HK$558/mo
Today · 4.125%
HK$18,770
baseline
▲ 0.50% · 4.625%
HK$19,912
+HK$1,142/mo
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,540/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$60,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,649
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,176
−HK$535/mo
Today · 4.125%
HK$20,711
baseline
▲ 0.50% · 4.625%
HK$21,802
+HK$1,091/mo
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$41,422/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$60,733 · Scale 2, in force from 26 Feb 2026)