LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,814
−HK$615/mo
▼ 0.25% · 3.875%
HK$10,119
−HK$310/mo
Today · 4.125%
HK$10,429
baseline
▲ 0.50% · 4.625%
HK$11,064
+HK$635/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$20,858/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$60,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,918
−HK$589/mo
▼ 0.25% · 3.875%
HK$11,210
−HK$297/mo
Today · 4.125%
HK$11,507
baseline
▲ 0.50% · 4.625%
HK$12,114
+HK$607/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$23,014/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$60,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,776
−HK$739/mo
▼ 0.25% · 3.875%
HK$12,143
−HK$372/mo
Today · 4.125%
HK$12,515
baseline
▲ 0.50% · 4.625%
HK$13,276
+HK$761/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$25,030/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$60,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,101
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,452
−HK$357/mo
Today · 4.125%
HK$13,809
baseline
▲ 0.50% · 4.625%
HK$14,537
+HK$728/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$27,618/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$60,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,739
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,166
−HK$435/mo
Today · 4.125%
HK$14,601
baseline
▲ 0.50% · 4.625%
HK$15,489
+HK$888/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$29,202/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$60,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,285
−HK$825/mo
▼ 0.25% · 3.875%
HK$15,695
−HK$415/mo
Today · 4.125%
HK$16,110
baseline
▲ 0.50% · 4.625%
HK$16,960
+HK$850/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$32,220/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$60,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,665
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,214
−HK$558/mo
Today · 4.125%
HK$18,772
baseline
▲ 0.50% · 4.625%
HK$19,914
+HK$1,142/mo
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,544/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$60,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,652
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,179
−HK$534/mo
Today · 4.125%
HK$20,713
baseline
▲ 0.50% · 4.625%
HK$21,805
+HK$1,092/mo
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$41,426/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$60,848 · Scale 2, in force from 26 Feb 2026)